Cheap Lexus LS Car Insurance in 2024 (Cash Savings With These 10 Companies)
State Farm, Progressive, and Allstate are our top providers of cheap Lexus LS car insurance, starting at just $73 per month. Explore why these insurers excel in offering both cost-effective premiums and comprehensive coverage options tailored to Lexus LS owners, ensuring excellent value and reliability.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jul 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 4, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
17,759 reviewsCompany Facts
Min. Coverage for Lexus LS
A.M. Best Rating
Complaint Level
Pros & Cons
17,759 reviews
13,128 reviewsCompany Facts
Min. Coverage for Lexus LS
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
11,413 reviewsCompany Facts
Min. Coverage for Lexus LS
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
The top picks for cheap Lexus LS car insurance are State Farm, Progressive, and Allstate, known for their affordability and reliable coverage suitable for your needs.
These providers excel in offering competitive rates and tailored policies that meet the unique needs of Lexus LS owners for their driving matters.
Our Top 10 Company Picks: Cheap Lexus LS Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $73 | B | Personalized Policies | State Farm |
 | #2 | $79 | A+ | Budgeting Tools | Progressive |
 | #3 | $82 | A+ | Full Coverage | Allstate |
 | #4 | $87 | A+ | Deductible Options | Nationwide |
 | #5 | $91 | A | Loyalty Rewards | American Family |
 | #6 | $94 | A | Safe Drivers | Farmers |
 | #7 | $98 | A++ | Unique Coverage | Travelers |
 | #8 | $104 | A+ | Tailored Policies | The Hartford |
 | #9 | $109 | A | 24/7 Support | Liberty Mutual |
 | #10 | $112 | A | Online Tools | Safeco |
When it comes to insuring your Lexus LS, comparing car insurance quotes is crucial. The cost of car insurance can vary depending on a variety of factors like renters insurance. Enter your ZIP code now to start comparing car insurance quotes tailored to your Lexus LS.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#1 – State Farm: Top Overall Pick
Pros
- Personalized Policies: State Farm excels in providing personalized insurance plans that cater to the specific needs of Lexus LS owners, ensuring comprehensive coverage options tailored to individual circumstances. Unlock details in our State Farm insurance review & ratings.
- Extensive Agent Network: Access to a vast network of local agents ensures personalized service and assistance, making it convenient for policyholders to get support when needed.
- Good Customer Service: State Farm is often praised for its attentive customer service, offering reliable assistance and guidance throughout the insurance process.
Cons
- Potentially Higher Rates: While competitive, State Farm’s premiums may sometimes be slightly higher compared to some budget-focused insurers.
- Limited Online Tools: The online platform may lack some of the advanced tools and features found with other insurers, which could be a drawback for tech-savvy users seeking robust digital options.
#2 – Progressive: Best for Budgeting Tools
Pros
- Budgeting Tools: Progressive offers innovative tools and resources that help policyholders manage their insurance budgets effectively.
- Excellent Financial Stability: With an A+ rating from A.M. Best, Progressive demonstrates superior financial strength, ensuring stability and reliability in paying claims. Discover insights in our Progressive insurance review & ratings.
- User-Friendly Claims Process: Customers appreciate Progressive’s streamlined claims process, which is known for being efficient and customer-centric.
Cons
- Potentially Higher Rates: While competitive, Progressive’s premiums may be slightly higher than some budget-oriented insurers.
- Limited Agent Network: Some policyholders prefer more personalized service, which may be impacted by Progressive’s reliance on online and phone-based customer interactions.
#3 – Allstate: Best for Full Coverage
Pros
- Excellent Financial Stability: With an A+ rating from A.M. Best, Allstate demonstrates strong financial stability, ensuring reliability in covering claims.
- User-Friendly Technology: Allstate’s digital tools and mobile app are highly rated for ease of use, allowing customers to manage policies and claims efficiently.
- Discount Programs: Allstate offers various discount programs, such as safe driving discounts and bundling discounts, helping customers save on premiums for their Lexus LS coverage.
Cons
- Higher Premiums for Some Policies: Premiums at Allstate can sometimes be higher compared to budget-focused insurers, particularly for certain coverage options. Learn more in our complete Allstate insurance review & ratings.
- Mixed Customer Service Reviews: While generally positive, some customers have reported mixed experiences with Allstate’s customer service, particularly during claims processing.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#4 – Nationwide: Best for Deductible Options
Pros
- Deductible Options: Nationwide offers a range of deductible options, allowing customers to adjust their premiums based on their deductible preferences. Access comprehensive insights in our Nationwide insurance review & ratings.
- Personalized Customer Service: Nationwide is known for its personalized customer service, with agents who can tailor policies to meet specific needs for their Lexus LS.
- Multi-Policy Discounts: Customers can benefit from discounts by bundling multiple policies with Nationwide, saving money on their premiums.
Cons
- Limited Online Tools: Some customers may find Nationwide’s online tools less advanced compared to other insurers, impacting digital convenience.
- Availability of Local Agents: In certain areas, the availability of local agents may be limited, potentially affecting personalized service.
#5 – American Family: Best for Loyalty Reward
Pros
- Loyalty Rewards: American Family offers loyalty rewards and discounts to long-term customers, encouraging retention and rewarding loyalty.
- Good Financial Stability: Rated A by A.M. Best, American Family maintains strong financial stability, providing security in insurance coverage. See more details in our guide titled “American Family Insurance Review & Ratings.”
- Community Involvement: American Family is known for its community involvement and support, which resonates positively with many customers.
Cons
- Limited Availability: American Family’s services may not be available in all states, potentially limiting coverage options for some customers.
- Mixed Reviews on Claims Processing: While generally positive, some customers have reported varied experiences with American Family’s claims processing efficiency and communication.
#6 – Farmers: Best for Safe Drivers
Pros
- Safe Driver Discounts: Farmers offers substantial discounts for safe driving records, making it appealing to Lexus LS owners with clean driving histories. Read up on Farmers insurance review & ratings for more information.
- Customizable Policies: Farmers allows customers to customize their policies with add-ons like roadside assistance and rental reimbursement, enhancing coverage flexibility.
- Educational Resources: Farmers provides valuable educational resources to help customers understand insurance options and make informed decisions for their Lexus LS.
Cons
- Higher Premiums for Some Policies: Premium rates at Farmers can be higher compared to budget-focused insurers, depending on the coverage selected.
- Customer Service Reviews: While generally positive, some customers have noted issues with the consistency of customer service quality across different regions.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#7 – Travelers: Best for Unique Coverage
Pros
- Exceptional Financial Strength: Rated A++ by A.M. Best, Travelers boasts exceptional financial strength and stability. Check out insurance savings in our complete Travelers insurance review & ratings.
- High Customer Satisfaction: Travelers receives high marks for customer satisfaction, particularly in claims processing and support.
- Discount Opportunities: Travelers provides various discount opportunities, such as multi-policy and safe driver discounts, helping customers save on premiums for their Lexus LS coverage.
Cons
- Higher Premiums for Specialized Coverage: Premiums for specialized coverage options at Travelers may be higher compared to standard policies, reflecting the added protection.
- Complexity in Policy Options: Some customers may find Travelers’ wide range of policy options and add-ons complex to navigate, requiring careful consideration and consultation.
#8 – The Hartford: Best for Tailored Policies
Pros
- Tailored Policies: The Hartford specializes in tailored insurance policies that cater to specific needs, offering personalized coverage options for Lexus LS owners.
- Strong Financial Stability: Rated A+ by A.M. Best, The Hartford provides strong financial stability and reliability in claims settlement.
- AARP Partnership: The Hartford’s partnership with AARP offers exclusive benefits and discounts to members, enhancing value for older Lexus LS drivers.
Cons
- Availability Restrictions: The Hartford’s products may not be available in all states, potentially limiting options for customers in certain regions. Learn more through our The Hartford insurance review.
- Higher Premiums for Certain Demographics: Premium rates at The Hartford can be higher for certain demographics, such as younger drivers or those with less driving experience.
#9 – Liberty Mutual: Best for 24/7 Support
Pros
- 24/7 Support: Liberty Mutual offers round-the-clock customer support, providing assistance and claims processing at any time of day. Discover more about offerings in our Liberty Mutual insurance review & ratings.
- Tech-Driven Solutions: Liberty Mutual leverages technology to provide efficient claims processing and policy management through its mobile app and online portal.
- Multiple Discount Opportunities: Customers can take advantage of various discount opportunities, including multi-policy and safe driver discounts, to reduce premiums.
Cons
- Potentially Higher Premiums: Premium rates at Liberty Mutual may be higher compared to some budget-oriented insurers, depending on the policy and coverage selected.
- Mixed Customer Service Reviews: While generally positive, some customers have reported varying experiences with Liberty Mutual’s customer service quality and responsiveness.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#10 – Safeco: Best for Online Tools
Pros
- Online Tools: Safeco offers robust online tools and resources, making it convenient for customers to manage policies, file claims, and get support online.
- Good Financial Stability: Rated A by A.M. Best, Safeco maintains strong financial stability, providing assurance of reliability in coverage and claims handling.
- Discounts for Safe Driving: Safeco rewards safe driving habits with significant discounts, encouraging Lexus LS owners to maintain good driving records.
Cons
- Limited Availability: Safeco’s services may not be available in all states, potentially limiting coverage options for some customers. Read more through our Safeco insurance review.
- Claims Processing Times: Some customers have noted longer-than-expected claims processing times with Safeco, which could be a concern for those needing prompt resolution.
Factors That Influence the Cost of Lexus LS Car Insurance
Understanding the Different Types of Car Insurance Coverage For a Lexus LS
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Comparing Car Insurance Rates for Different Models of the Lexus LS
Car insurance rates for the Lexus LS vary based on model-specific factors like repair costs and safety ratings. Higher-end models tend to have higher rates due to their advanced features. Personal factors such as age, driving record, and location also affect rates, with younger drivers or those with past incidents often paying more.
Including roadside assistance coverage in your policy can provide added value by offering help during breakdowns or emergencies. To find the best rate, compare quotes from multiple insurers tailored to your Lexus LS model.
The Average Cost of Insuring a Lexus LS Compared to Other Luxury Cars
Frequently Asked Questions
What factors affect the cost of Lexus LS car insurance?
The cost of Lexus LS car insurance can be influenced by various factors, including the driver’s age, location, driving history, credit score, coverage limits, deductible amount, and the specific model and year of the Lexus LS.
Is Lexus LS car insurance more expensive than insurance for other luxury cars?
The cost of Lexus LS car insurance may vary compared to other luxury cars. Insurance premiums are determined by multiple factors, such as the car’s value, repair costs, safety features, and historical claims data.
It is recommended to obtain insurance quotes from multiple providers to compare prices. Enter your ZIP code now to begin.
Are there any discounts available for Lexus LS car insurance?
Yes, insurance providers often offer various discounts that can help reduce the cost of Lexus LS car insurance. These discounts may include safe driver discounts, multi-policy discounts, good student insurance discounts, anti-theft device discounts, and more. It is advisable to inquire about available discounts when obtaining insurance quotes.
What is the average cost of Lexus LS car insurance?
The average cost of Lexus LS car insurance can vary depending on several factors. However, according to the article referenced in cell E1039, the average monthly cost of insurance for a Lexus LS is around $73 to $112.
It is important to note that individual insurance rates may differ based on personal circumstances and coverage choices.
How do State Farm, Progressive, and Allstate compare in terms of monthly premiums and coverage options for a Lexus LS?
State Farm, Progressive, and Allstate offer competitive monthly premiums starting at $73, $79, and $82 respectively for Lexus LS owners, each emphasizing different strengths in personalized policies, budgeting tools, and full coverage options. Enter your ZIP code now.
What are the key factors influencing the cost of insurance for a luxury car like the Lexus LS?
How do Nationwide and American Family differentiate themselves in terms of customer loyalty rewards and deductible options?
Nationwide stands out with flexible deductible options and strong financial stability, while American Family distinguishes itself with loyalty rewards and bundled policy discounts tailored to long-term customers.
What unique coverage options does Travelers offer that might appeal to Lexus LS owners?
Travelers provides unique coverage options that cater to specific needs of Lexus LS owners, offering specialized protections beyond standard policies. Enter your ZIP code now to begin.
How does The Hartford cater to older drivers of luxury vehicles like the Lexus LS through its partnership with AARP?
What technological advantages do Liberty Mutual and Safeco provide to streamline insurance management and claims processing for Lexus LS owners?
Liberty Mutual and Safeco leverage technology with robust online tools and 24/7 customer support, enhancing convenience for managing policies and expediting claims processing for Lexus LS owners.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
