Cheap Kia Sorento Car Insurance in 2024 (Cash Savings With These 10 Companies)
The top picks for cheap Kia Sorento car insurance are Erie, Safeco, and State Farm, where rates start as low as $37 per month, tailored for budget-conscious owners. These insurers provide tailored coverage options ideal for Kia Sorento owners seeking reliable protection without overspending.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jul 28, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Min. Coverage for Kia Sorento
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Min. Coverage for Kia Sorento
A.M. Best Rating
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Pros & Cons
17,760 reviewsLooking for cheap Kia Sorento car insurance? Erie emerges as the top overall pick, offering competitive rates starting from just $37 per month.
Safeco and State Farm also excel, providing tailored coverage options ideal for Kia Sorento owners seeking reliable protection without overspending. These insurers are recognized for their comprehensive policies and commitment to customer satisfaction, ensuring affordability and quality coverage.
Our Top 10 Company Picks: Cheap Kia Sorento Car Insurance
| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $37 | A+ | Financial Stability | Erie |
 | #2 | $40 | A | Safe-Driving Discounts | Safeco |
 | #3 | $42 | B | Local Agent | State Farm |
 | #4 | $44 | A++ | Extensive Discounts | Geico |
 | #5 | $46 | A++ | Multi-Policy Discounts | Travelers |
 | #6 | $47 | A+ | Claims Satisfaction | Nationwide |
 | #7 | $49 | A+ | Bundling Policies | Progressive |
 | #8 | $52 | A | Personalized Service | Farmers |
 | #9 | $54 | A+ | Comprehensive Coverage | Allstate |
 | #10 | $57 | A | Many Discounts | Liberty Mutual |
Whether you prioritize, local agent support, or extensive policy savings, these companies offer diverse solutions to suit various needs. See if you’re getting the best deal on car insurance by entering your ZIP code above. Access the complete picture in our “Insurance Quotes Online.”
- Erie is the top choice for cheap Kia Sorento car insurance starting at $37/month
- Safeco and State Farm provide tailored coverage options for Kia Sorento owners
- Compare quotes for affordable rates and quality coverage from top insurers
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#1 – Erie: Top Overall Pick
Pros
Pros- Affordable Monthly Rates: At $37 per month, Erie offers the lowest rates for Kia Sorento insurance, making it an excellent choice for budget-conscious Kia Sorento drivers. This competitive pricing helps keep insurance costs manageable. For further details, consult our article named “Erie Insurance Review & Ratings.“
- High Financial Stability Rating: With an A+ rating from A.M. Best, Erie ensures financial stability, providing reliable coverage and support for Kia Sorento policyholders. This high rating reflects Erie’s ability to handle claims efficiently.
- Comprehensive Coverage Options: Erie provides extensive coverage options including liability, collision, and comprehensive, giving Kia Sorento owners a robust insurance package. This ensures that various types of potential damages are well-covered.
Cons
- Limited Local Agents: Erie may have fewer local agents, potentially making in-person support less accessible for Kia Sorento drivers. This could affect those who prefer face-to-face interactions for insurance matters.
- Fewer Discount Opportunities: Compared to other insurers, Erie offers fewer discounts, which might limit savings opportunities for Kia Sorento insurance holders. This could mean higher overall costs for policyholders seeking more savings.
#2 – Safeco: Best for Safe-Driving Discounts
Pros
Pros- Safe-Driving Discounts: Safeco offers significant discounts for safe driving records, benefiting Kia Sorento drivers who prioritize safety. This can lead to substantial savings for those with a clean driving history.
- Affordable Monthly Rates: With rates starting at $40 per month, Safeco provides competitive pricing for Kia Sorento insurance. This affordability makes it an attractive option for cost-conscious drivers. Discover more by delving into our article entitled “Safeco Insurance Review & Ratings.“
- Solid Financial Strength: Safeco’s A rating from A.M. Best ensures financial reliability, providing peace of mind for Kia Sorento policyholders. This strong rating indicates a reliable insurer in case of claims.
Cons
- Limited Coverage for Older Vehicles: Safeco may offer less comprehensive coverage for older Kia Sorento models, affecting policyholders with aging vehicles. This could leave gaps in coverage for those with older vehicles.
- Availability Issues: Safeco’s coverage might not be available in all regions, potentially limiting options for some Kia Sorento drivers. This regional limitation could affect those in less covered areas.
#3 – State Farm: Best for Local Agents
Pros
Pros- Local Agent Access: State Farm provides access to a wide network of local agents, offering personalized service for Kia Sorento owners. This network facilitates direct and personalized insurance support.
- Reasonable Monthly Rates: At $42 per month, State Farm offers competitive rates for Kia Sorento insurance. This balance of affordability and quality coverage makes it a viable option for many drivers.
- Comprehensive Coverage Choices: State Farm offers various coverage options tailored to the needs of Kia Sorento drivers, including liability and collision. This variety ensures that drivers can select coverage that best fits their requirements. Get a better grasp by reading our article titled “State Farm Insurance Review & Ratings.“
Cons
- Higher Rates Compared to Competitors: State Farm’s rates are slightly higher than some competitors, which may be less appealing for budget-conscious Kia Sorento drivers. This could result in higher insurance costs for those on a tight budget.
- Limited Discount Options: Compared to other insurers, State Farm offers fewer discounts, which might impact potential savings for Kia Sorento policyholders. This could limit the ability to reduce premiums through discounts.
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#4 – Geico: Best for Extensive Discounts
Pros
Pros- Extensive Discount Opportunities: Geico offers a wide range of discounts, including multi-vehicle and good student discounts, ideal for Kia Sorento drivers looking to save. These discounts can significantly lower overall insurance costs.
- Competitive Monthly Rates: With rates at $44 per month, Geico provides affordable insurance for Kia Sorento owners. This competitive pricing helps make insurance more accessible.
- Excellent Financial Stability: An A++ rating from A.M. Best reflects Geico’s strong financial health, ensuring reliable coverage for Kia Sorento policyholders. This high rating supports confidence in their ability to handle claims.
Cons
- Customer Service Complaints: Some users report issues with customer service responsiveness, which could be a drawback for Kia Sorento drivers needing timely assistance. Delays in service can affect the satisfaction of Kia Sorento policyholders.
- Less Personalized Service: Geico’s focus on digital interactions might result in less personalized service compared to insurers with more local agent networks. This could be a disadvantage for Kia Sorento enthusiasts who prefer more direct and personal customer support. Uncover additional insights in our article called “Geico vs. State Farm Car Insurance.“
#5 – Travelers: Best for Multi-Policy Discounts
Pros
Pros- Competitive Monthly Rates: At $46 per month, Travelers provides reasonably priced insurance for Kia Sorento owners. This helps keep insurance affordable while offering good coverage.
- Strong Financial Rating: An A++ rating from A.M. Best indicates Travelers’ strong financial position, ensuring dependable coverage for Kia Sorento policyholders. This rating supports confidence in their financial stability.
- Comprehensive Coverage Options: Travelers offers a variety of coverage options, including enhanced protection for Kia Sorento drivers. This variety ensures that different needs and preferences are well-covered.
Cons
- Higher Premiums for Younger Drivers: Travelers may have higher premiums for younger drivers, which could affect Kia Sorento enthusiasts in that age group. This could lead to higher costs for younger policyholders.
- Complex Policy Details: Some users find Travelers’ policy details complex, which may require more time for Kia Sorento owners to understand fully. This complexity can make it challenging to navigate and select the best coverage options. Explore further details in our “Travelers Insurance Review & Ratings.“
#6 – Nationwide: Best for Claims Satisfaction
Pros
Pros- Competitive Monthly Rates: With monthly rates at $47, Nationwide offers affordable insurance for Kia Sorento owners. This pricing helps make their coverage a cost-effective option. Dive deeper into our “Nationwide insurance review & ratings” for a comprehensive understanding.
- Strong Financial Stability: Nationwide’s A+ rating from A.M. Best reflects solid financial health, providing reliable coverage for Kia Sorento policyholders. This stability supports confidence in their ability to manage claims effectively.
- Broad Coverage Options: Nationwide offers a wide range of coverage options, including liability, collision, and comprehensive for Kia Sorento drivers. This ensures comprehensive protection for various needs.
Cons
- Fewer Discount Options: Nationwide offers fewer discounts compared to some competitors, potentially limiting savings for Kia Sorento insurance holders. This could mean less opportunity to lower overall insurance costs.
- Availability Restrictions: Nationwide’s coverage might not be available in all areas, which could restrict options for some Kia Sorento owners. This could be a limitation for those in less serviced regions.
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#7 – Progressive: Best for Bundling Policies
Pros
Pros- Bundling Policies Discounts: Progressive offers significant discounts for bundling multiple policies, benefiting Kia Sorento drivers with additional insurance needs. Bundling can lead to overall cost savings.
- Competitive Monthly Rates: With rates at $49 per month, Progressive provides affordable insurance options for Kia Sorento owners. This pricing makes their coverage accessible while remaining budget-friendly. Delve into the depths of our “Progressive insurance review & ratings” for additional insights.
- High Financial Rating: An A+ rating from A.M. Best indicates Progressive’s strong financial stability, ensuring reliable coverage for Kia Sorento policyholders. This rating assures policyholders of their financial strength.
Cons
- Higher Rates for Young Drivers: Progressive may have higher premiums for younger drivers, which could impact Kia Sorento enthusiasts in that demographic. This could result in increased costs for younger policyholders.
- Complex Policy Structure: Progressive’s policy options can be complex, requiring Kia Sorento drivers to carefully review their choices. This complexity might make it harder to select the most suitable coverage.
#8 – Farmers: Best for Personalized Service
Pros
Pros- Affordable Monthly Rates: At $52 per month, Farmers offers competitive rates for Kia Sorento insurance. This affordability helps manage insurance costs effectively.
- Strong Financial Stability: With an A rating from A.M. Best, Farmers demonstrates solid financial health, ensuring reliable coverage for Kia Sorento policyholders. This stability supports confidence in their ability to handle claims.
- Customizable Coverage: Farmers allows Kia Sorento owners to tailor their coverage to meet specific needs, including additional protections. This flexibility ensures that insurance meets individual requirements. Uncover more about our “Farmers insurance review & ratings” by reading further.
Cons
- Higher Premiums Compared to Some Competitors: Farmers’ rates are higher than some other providers, which might not be ideal for budget-conscious Kia Sorento drivers. This could result in higher insurance costs for those seeking more economical options.
- Limited Discount Opportunities: Compared to other insurers, Farmers offers fewer discounts, potentially limiting savings for Kia Sorento insurance holders. This could affect the overall affordability of their insurance.
#9 – Allstate: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Allstate provides extensive coverage options, including liability, collision, and comprehensive, ideal for Kia Sorento drivers seeking robust protection. This ensures comprehensive coverage for various risks.
- High Financial Stability: With an A+ rating from A.M. Best, Allstate ensures financial reliability, providing dependable coverage for Kia Sorento policyholders. This rating supports confidence in their claims handling.
- Wide Range of Discounts: Allstate offers numerous discounts, including safe driving and multi-policy discounts, benefiting Kia Sorento owners. These discounts can significantly reduce overall insurance costs.
Cons
- Higher Monthly Rates: At $54 per month, Allstate’s rates are higher compared to some competitors, which may be less appealing for budget-conscious Kia Sorento drivers. This could lead to higher insurance expenses. Discover a wealth of knowledge in our “Allstate Insurance Review & Ratings.“
- Discounts May Not Be Available in All Areas: Some discounts offered by Allstate might not be available in all regions, affecting potential savings for Kia Sorento policyholders. This could limit the financial benefits of their insurance.
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#10 – Liberty Mutual: Best for Many Discounts
Pros
Pros- Affordable Monthly Rates: At $57 per month, Liberty Mutual provides competitive pricing for Kia Sorento insurance. This affordability makes their coverage accessible for many drivers.
- Strong Financial Rating: Liberty Mutual’s A rating from A.M. Best ensures a stable financial position, providing reliable coverage for Kia Sorento policyholders. This rating supports confidence in their financial stability.
- Customizable Coverage Options: Liberty Mutual allows Kia Sorento owners to customize their coverage to meet specific needs and preferences. This ensures that the insurance aligns with individual requirements.
Cons
- Higher Rates Compared to Some Competitors: Liberty Mutual’s rates are higher than some other insurers, which may not be ideal for cost-conscious Kia Sorento drivers. This could result in higher insurance premiums.
- Limited Local Agent Network: Liberty Mutual may have fewer local agents, potentially affecting personalized service and in-person support for Kia Sorento insurance holders. This could impact those who prefer direct interaction with agents. Expand your understanding with our “Liberty Mutual Review & Ratings.“
Factors That Affect the Cost of Kia Sorento Car Insurance
Understanding what influences your Kia Sorento insurance cost can help you save money. Key factors include the vehicle’s model, driving history, location, and personal details such as age, gender, and credit score.
Newer or higher trim models typically result in higher premiums, while better safety ratings can lower costs. A clean driving record reduces premiums, whereas accidents or violations increase them, especially in high-risk areas.
Kia Sorento Car Insurance Monthly Rates by Coverage Level & Provider
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| Allstate | $54 | $137 |
| Erie | $37 | $98 |
| Farmers | $52 | $132 |
| Geico | $44 | $118 |
| Liberty Mutual | $57 | $143 |
| Nationwide | $47 | $130 |
| Progressive | $49 | $123 |
| Safeco | $40 | $112 |
| State Farm | $42 | $108 |
| Travelers | $46 | $118 |
Coverage choices like liability or comprehensive insurance, and extras like roadside assistance, also impact insurance costs. Discounts based on age or a clean driving record can significantly reduce Kia Sorento insurance costs.
By considering these factors, you can make informed decisions to effectively manage your Kia Sorento insurance expenses. Dive deeper into full coverage car insurance for a comprehensive understanding of your options. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
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What to do if you Have a Claim With Your Kia Sorento Car Insurance Provider
Filing a car insurance claim for your Kia Sorento requires prompt action and attention to detail. Ensure safety, contact emergency services if necessary, and promptly notify your insurer with comprehensive details such as the incident’s date, time, location, and any relevant reports or statements.
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Most insurers offer dedicated claims departments to assist with gathering documentation. Keep thorough records of damages, injuries, and expenses to support your claim. Understanding the factors that influence insurance costs for your Kia Sorento is crucial. Explore coverage options and consider variables affecting premiums to secure the right insurance at a suitable price.
Familiarize yourself with your insurer’s claim procedures and promptly report incidents to facilitate a smooth claims process. Explore further details in our “How to File a Car Insurance Claim.”
Understanding the Different Types of Car Insurance for Kia Sorento
Understanding the types of car insurance coverage for your Kia Sorento is crucial. Types include liability coverage, encompassing bodily injury and property damage liability required by law to cover damages to others in an accident where you’re at fault.
Collision coverage pays for repairs or replacement of your vehicle after an accident, regardless of fault, while comprehensive coverage protects against theft, vandalism, or natural disasters.
Optional coverages like personal injury protection (PIP) cover medical expenses and lost wages for you and passengers, regardless of fault. Factors influencing insurance costs include age, driving history, location, vehicle value, chosen coverage level, deductible, and eligibility for discounts such as safe driver or multi-policy savings.
Understanding these elements helps in selecting the right coverage to suit your needs and budget for your Kia Sorento. Need the cheapest car insurance possible? Enter your ZIP code below into our free comparison tool to find the most affordable rates for your vehicle.
Tips to Lower Your Kia Sorento Car Insurance Premiums
Comparing car insurance quotes for your Kia Sorento from multiple providers is crucial to finding the best rates. Each insurer uses different criteria to calculate premiums, so obtaining quotes and comparing coverage options can help you secure affordable insurance.
Beyond price comparisons, maintaining a clean driving record by avoiding accidents and traffic violations demonstrates responsibility and can qualify you for lower rates.
Installing safety features like anti-theft systems and airbags may also earn you discounts. Exploring insurer discounts for bundling policies, profession-based discounts, and completing driver education courses can further reduce costs.
Additionally, consider insurer reputation for customer service and claims handling, and evaluate the impact of increasing your deductible or maintaining low mileage to potentially lower premiums. These strategies combined can help you optimize your Kia Sorento car insurance coverage while minimizing costs effectively. Get a better grasp by checking out our article titled “Low Mileage Car Insurance Discount.“
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Summary: Affordable Kia Sorento Car Insurance Options
The article discusses affordable car insurance options tailored for Kia Sorento owners, emphasizing competitive rates from companies such as Erie, Safeco, and State Farm starting at $37 per month. It highlights factors influencing insurance costs, including vehicle model, driving history, and location, while also exploring the benefits of comprehensive and collision coverage.
The piece provides insights into maximizing savings through discounts like safe-driving incentives and multi-policy bundles. For Kia Sorento owners seeking reliable coverage without overspending, this guide offers valuable tips and comparisons to make informed insurance decisions. Find out more by reading our “10 Cheapest Car Insurance Companies.” Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of Kia Sorento car insurance?
The cost of Kia Sorento car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductibles, and the insurance provider’s rates. Find out more by reading our “How much does Kia Seltos car insurance cost?”
Is Kia Sorento insurance more expensive than other cars?
Car insurance rates can vary depending on the make and model of the vehicle, but Kia Sorento insurance rates are generally mid-range. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Do Kia Sorento safety features lower insurance costs?
Yes, the Kia Sorento comes equipped with various safety features such as advanced driver assistance systems, anti-lock brakes, airbags, and stability control that can potentially lower insurance costs.
Can a good driving record reduce my insurance premium?
Yes, many insurance providers offer discounts for maintaining a clean driving record. Elevate your knowledge with our “How much does Kia Sportage Plug-in Hybrid car insurance cost?”
What types of car insurance coverage are available for the Kia Sorento?
Coverage options include liability, collision, comprehensive, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
How can I lower my Kia Sorento car insurance premiums?
To lower premiums, compare quotes from multiple providers, maintain a clean driving record, install safety features, and explore discounts.
What is the average cost of Kia Sorento car insurance?
The average cost can vary widely based on factors like location, driving history, and coverage choices, but rates can start as low as $37 per month with some providers. Gain insights by reading our article titled “How much does Kia EV6 car insurance cost?”
Does the Kia Sorento have good resale value?
Kia Sorento models generally have average resale values compared to other mid-size SUVs.
How does the model year of the Kia Sorento affect insurance costs?
Newer or higher trim models typically result in higher premiums, while older models may be cheaper to insure.
How do I file a claim with my insurance provider?
Promptly notify your insurer with comprehensive details of the incident and keep thorough records of damages, injuries, and expenses to support your claim. Deepen your understanding with our article called “KIA Car Insurance Discount.”
Are there multi-policy discounts available for Kia Sorento car insurance?
Yes, many insurers offer discounts for bundling multiple policies, such as home and auto insurance.
What optional coverages should I consider for my Kia Sorento?
Consider comprehensive and collision coverage, personal injury protection (PIP), and roadside assistance for additional protection.
Is it more expensive to repair a Kia Sorento, affecting insurance rates?
Repair costs can influence insurance rates, but the Kia Sorento’s repair costs are generally in line with other mid-size SUVs. Discover more by delving into our article entitled “How much does Kia Carnival car insurance cost?”
How do driving habits impact Kia Sorento car insurance costs?
Frequent driving or high annual mileage can increase premiums, while low mileage can reduce costs. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
What common issues might affect Kia Sorento insurance?
Common issues include electrical problems and engine failures in certain model years, which could potentially impact insurance rates. Uncover additional insights in our article called “Best Car Insurance Discounts for Disabled Drivers.“
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
