Cheap Scion iQ Car Insurance in 2024 (Earn Savings With These 10 Companies)
Cheap Scion iQ car insurance starts at $80/month with our top providers like State Farm, Farmers, and Travelers, offering the best rates. These insurers excel in overall value, at the top for local agents, and in bundling policies. Compare these options to find affordable Scion iQ insurance and save on premiums.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Jul 31, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 31, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
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A.M. Best Rating
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2,903 reviews
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Min. Coverage for Scion iQ
A.M. Best Rating
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1,731 reviews
The best options for Cheap Scion iQ car insurance are State Farm, Farmers, and Travelers with rates starting as low as $80 per month. State Farm stands out for its overall value, while Farmers excels with local agents and Travelers offers great bundling deals.
When buying car insurance for your Scion iQ, you’ll want to know the cost. It’s crucial to compare quotes and explore the best car insurance in your state, as rates and coverage can differ significantly by location.
Our Top 10 Company Picks: Cheap Scion iQ Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $80 B Reliable Service State Farm
#2 $85 A New Car Farmers
#3 $87 A++ IntelliDrive Program Travelers
#4 $88 A+ Snapshot Program Progressive
#5 $90 A Teen Safe American Family
#6 $92 A+ Vanishing Deductible Nationwide
#7 $93 A Accident Protection Safeco
#8 $95 A+ Drivewise Program Allstate
#9 $100 A+ AARP Benefits The Hartford
#10 $105 A Accident Forgiveness Liberty Mutual
In this article, we will delve into the factors that influence Scion iQ car insurance costs, the different coverage options available, tips for finding affordable rates, and more. Enter your ZIP code now.
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage Options: State Farm offers a wide range of coverage options, including liability, collision, and comprehensive coverage, making it suitable for diverse needs. This flexibility is especially beneficial for Scion iQ drivers who want tailored coverage. Explore our State Farm insurance eview & ratings for more insights.
- Excellent Customer Service: Known for responsive customer service and a strong network of local agents, ensuring personal attention. Scion iQ owners can rely on State Farm’s reliable service, especially during the claims process.
- Competitive Rates: Provides competitive rates with an average monthly rate of $80, making it the most affordable option among the top 10 picks. Scion iQ enthusiasts can enjoy cost-effective insurance without compromising on quality.
Cons
- Limited A.M. Best Rating: Holds a B rating from A.M. Best, which might concern some Scion iQ owners looking for the highest financial stability. This rating indicates a decent but not top-tier financial health.
- Not the Best for New Cars: While State Farm is reliable, it may not offer the best incentives for new cars compared to competitors like Farmers, which is rated best for new car insurance. Scion iQ enthusiasts with newer models might find better perks elsewhere.
#2 – Farmers: Best for New Car
Pros
- Excellent for New Cars: Farmers is rated best for new car insurance, providing great benefits and protection. Scion iQ owners with new vehicles can enjoy specialized coverage tailored to new cars.
- High A.M. Best Rating: With an A rating from A.M. Best, Farmers demonstrates strong financial stability. This reliability is reassuring for Scion iQ drivers who value financial security.
- Local Agent Network: Farmers has a robust network of local agents, ensuring personalized service. Scion iQ enthusiasts can benefit from face-to-face interactions and customized insurance advice.
Cons
- Slightly Higher Rates: With an average monthly rate of $85, Farmers is more expensive than State Farm. Scion iQ owners looking for the absolute lowest cost might find better deals elsewhere. Read our Farmers car insurance eview & ratings.
- Average Customer Service: While service is good, it doesn’t stand out as exceptional. Scion iQ enthusiasts seeking the highest level of customer service might prefer other insurers like State Farm.
#3 – Travelers: Best for IntelliDrive Program
Pros
- Superior IntelliDrive Program: Rated best for its IntelliDrive program, which can lower premiums based on driving habits. Scion iQ drivers who practice safe driving can benefit significantly from this usage-based insurance.
- Comprehensive Bundling Options: Offers great bundling deals, allowing Scion iQ enthusiasts to save by combining auto insurance with other policies. This flexibility can lead to significant savings.
- Advanced Digital Tools: Provides a robust online platform for managing policies and claims. Scion iQ drivers can easily handle their insurance needs through user-friendly digital tools. Please review our Travelers insurance eview & ratings for additional information.
Cons
- Higher Monthly Rates: With an average monthly rate of $87, Travelers is pricier than State Farm and Farmers. Scion iQ owners on a tight budget might find this less appealing.
- Strict IntelliDrive Criteria: The IntelliDrive program requires adherence to specific driving behaviors. Scion iQ enthusiasts who prefer a more flexible approach might find this restrictive.
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#4 – Progressive: Best for Snapshot Program
Pros
- Snapshot Program Benefits: Progressive is known for its Snapshot program, which rewards safe driving with lower premiums. Scion iQ drivers who maintain good driving habits can enjoy reduced rates.
- Flexible Coverage Options: Offers a variety of coverage options, including custom parts and equipment coverage. Scion iQ enthusiasts who modify their cars can benefit from tailored insurance solutions.
- Online Convenience: Progressive provides an efficient online platform for quotes, claims, and policy management. Scion iQ drivers can manage their insurance needs conveniently online, according to Progressive insurance review & ratings.
Cons
- Higher Rates: At $88 per month, Progressive’s rates are higher than some competitors. Scion iQ owners looking for the cheapest option might prefer State Farm.
- Snapshot Privacy Concerns: The Snapshot program tracks driving behavior, which might raise privacy concerns. Scion iQ enthusiasts who value privacy might be wary of this tracking feature.
#5 – American Family: Best for Teen Safe
Pros
- Teen Safe Driver Program: American Family offers the best programs for teen drivers, helping reduce premiums. Scion iQ owners with teen drivers can benefit from these safety-focused discounts.
- A Rating for Stability: Holds an A rating from A.M. Best, ensuring strong financial reliability. Scion iQ drivers can rely on American Family for dependable coverage and claim payments.
- Customizable Policies: Provides flexible policy options to suit different needs. Scion iQ enthusiasts can tailor their insurance to include specific coverages like roadside assistance, as highlighted in the American Family insurance review & ratings.
Cons
- Higher Monthly Cost: With an average monthly rate of $90, American Family is more expensive than some competitors. Scion iQ drivers on a budget might find this less attractive.
- Limited Digital Tools: The online tools and mobile app are not as advanced as competitors. Scion iQ enthusiasts who prefer managing their insurance digitally might find this lacking.
#6 – Nationwide: Best for Vanishing Deductible
Pros
- Vanishing Deductible: Nationwide’s Vanishing Deductible program rewards safe driving by reducing the deductible over time. Scion iQ drivers can benefit from lower out-of-pocket costs in case of a claim.
- A+ Financial Rating: With an A+ rating from A.M. Best, Nationwide demonstrates strong financial health. Scion iQ owners can trust the company’s reliability and claim-paying ability. Please read our Nationwide insurance eview & ratings for more information.
- Wide Range of Discounts: Offers various discounts, including for safe driving, bundling policies, and vehicle safety features. Scion iQ enthusiasts can take advantage of these discounts to reduce premiums.
Cons
- Higher Premiums: With an average monthly rate of $92, Nationwide’s rates are on the higher side. Scion iQ owners seeking the lowest premiums might prefer other options.
- Limited Local Agents: Compared to some competitors, Nationwide has fewer local agents. Scion iQ enthusiasts who value face-to-face interactions might find this a drawback.
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#7 – Safeco: Best for Accident Protection
Pros
- Accident Protection: Safeco offers accident forgiveness, which prevents premium increases after the first accident. Scion iQ drivers can benefit from stable rates even after an incident.
- A Rating for Stability: Holds an A rating from A.M. Best, indicating reliable financial strength. Scion iQ owners can rely on Safeco for dependable insurance coverage. Read more through our Safeco insurance review & ratings.
- Multiple Discounts: Offers various discounts, such as for bundling policies and safe driving. Scion iQ drivers can reduce their insurance costs by taking advantage of these discounts.
Cons
- Higher Monthly Cost: With an average monthly rate of $93, Safeco is more expensive than some competitors. Scion iQ owners on a budget might find this less appealing.
- Limited Digital Tools: The online tools and mobile app are not as advanced as competitors. Scion iQ enthusiasts who prefer managing their insurance digitally might find this lacking.
#8 – Allstate: Best for Drivewise Program
Pros
- Drivewise Program: Allstate’s Drivewise program rewards safe driving habits with lower premiums. Scion iQ drivers can benefit from personalized discounts based on their driving behavior.
- A+ Financial Rating: Holds an A+ rating from A.M. Best, indicating strong financial health. Scion iQ owners can trust Allstate’s ability to pay claims and provide reliable service.
- Comprehensive Coverage Options: Offers a wide range of coverage options, including new car replacement and sound system coverage. Scion iQ enthusiasts can customize their policies to fit their needs.
Cons
- Higher Premiums: With an average monthly rate of $95, Allstate’s rates are higher than many competitors. Scion iQ owners seeking the lowest premiums might prefer other options, please refer to our Allstate insurance eview & ratings.
- Drivewise Privacy Concerns: The Drivewise program tracks driving behavior, which might raise privacy concerns. Scion iQ enthusiasts who value privacy might be wary of this feature.
#9 – The Hartford: Best for AARP Benefits
Pros
- AARP Benefits: The Hartford offers special benefits for AARP members, including discounts and enhanced coverage options. Scion iQ owners who are AARP members can enjoy these exclusive perks.
- A+ Financial Rating: Holds an A+ rating from A.M. Best, indicating excellent financial health. Scion iQ drivers can trust The Hartford’s reliability and claim-paying ability. Explore our The Hartford insurance eview & ratings for additional insights.
- Accident Forgiveness: Offers accident forgiveness, preventing premium increases after the first accident. Scion iQ drivers can benefit from stable rates even after an incident.
Cons
- Higher Monthly Cost: With an average monthly rate of $100, The Hartford is more expensive than many competitors. Scion iQ owners on a budget might find this less appealing.
- Limited Digital Tools: The online tools and mobile app are not as advanced as competitors. Scion iQ enthusiasts who prefer managing their insurance digitally might find this lacking.
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#10 – Liberty Mutual: Best for Accident Forgiveness
Pros
- A Rating for Stability: Holds an A rating from A.M. Best, indicating reliable financial strength. Scion iQ owners can rely on Liberty Mutual for dependable insurance coverage.
- Customizable Coverage: Provides a range of customizable coverage options, including rental car reimbursement. Scion iQ enthusiasts can tailor their policies to fit their specific needs.
- Multiple Discounts: Offers various discounts, such as for bundling policies and safe driving. Scion iQ drivers can reduce their insurance costs by taking advantage of these discounts.
Cons
- Highest Monthly Rates: With an average monthly rate of $105, Liberty Mutual is the most expensive option among the top 10 picks. Scion iQ owners seeking the lowest premiums might prefer other options.
- Limited Local Agents: Compared to some competitors, Liberty Mutual has fewer local agents. Scion iQ enthusiasts who value face-to-face interactions might find this a drawback. To find out more, please refer to our Liberty Mutual review & ratings.
Factors That Determine the Cost of Scion iQ Car Insurance
There are several factors that insurance providers consider when determining the cost of car insurance for a Scion iQ. One of the main factors is the driver’s age and driving experience. Younger, inexperienced drivers typically pay higher premiums due to a higher perceived risk.
Additionally, factors such as the driver’s location, credit score, and driving record can also impact the cost of insurance for a Scion iQ. It’s essential to consider these factors and how they might affect your insurance rates before purchasing a policy.
Scion iQ Car Insurance Monthly Rates by Coverage Level & Provider
Insurance Company Minimum Coverage Full Coverage
Allstate $95 $150
American Family $90 $145
Farmers $85 $140
Liberty Mutual $105 $160
Nationwide $92 $148
Progressive $88 $142
Safeco $93 $147
State Farm $80 $135
The Hartford $100 $155
Travelers $87 $140
Another factor that can influence the cost of car insurance for a Scion iQ is the level of coverage chosen. Insurance providers offer different levels of coverage, such as liability-only or comprehensive coverage. T
he more comprehensive the coverage, the higher the premium is likely to be. It’s important to carefully evaluate your insurance needs and budget to determine the appropriate level of coverage for your Scion iQ.
Additionally, the usage of the Scion iQ can also impact insurance costs. If the car is primarily used for personal use and commuting, the insurance rates may be lower compared to if the car is used for business purposes or ridesharing.
Insurance providers take into account the frequency and purpose of car usage when calculating premiums. Therefore, it’s crucial to accurately disclose the intended use of the Scion iQ to ensure accurate insurance quotes and coverage.
Understanding the Different Coverage Options for Scion iQ Car Insurance
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Tips for Finding Affordable Scion iQ Car Insurance Rates
While some factors that determine insurance rates are beyond your control, there are steps you can take to find more affordable quotes. One tip is to compare quotes from different insurance providers.
By shopping around and obtaining multiple quotes, you can find the most competitive rates for your Scion iQ.
Additionally, maintaining a good driving record, taking advantage of available discounts such as “best low mileage car insurance discounts,” and choosing higher deductibles are all strategies that can help lower your insurance premiums.
Comparing Quotes From Different Insurance Providers for Scion iQ
Comparing quotes from different insurance providers is an important step in finding affordable rates for your Scion iQ. Not all insurance companies assess risk factors in the same way, which can result in significant variations in premiums.
Schimri Yoyo
Licensed Agent & Financial Advisor
To ensure you get the best deal, take the time to request quotes from several insurers and carefully review the coverage options and pricing they offer, including the differences between “collision vs comprehensive car insurance.”
Understanding these types of coverage can impact your overall costs and ensure you’re getting the protection you need. Particularly if you have a clean driving record or qualify for specific discounts, comparing quotes can help you save a considerable amount on your Scion iQ car insurance. Enter your ZIP code now.
Frequently Asked Questions
What factors affect the cost of Scion iQ car insurance?
The cost of Scion iQ car insurance can be influenced by various factors such as the driver’s age, location, driving history, credit score, coverage options, deductibles, and the insurance provider’s rates.
Are there any specific discounts available for Scion iQ car insurance?
Yes, there may be several discounts available for Scion iQ car insurance. These can include safe driver discounts, multi-policy discounts, good student discounts, anti-theft device discounts, and more.
It is advisable to check with different insurance providers to see which discounts you may be eligible for. Enter your ZIP code now.
Is Scion iQ car insurance more expensive for young drivers?
Generally, car insurance tends to be more expensive for young and inexperienced drivers, including those who own a Scion iQ.
This is because younger drivers statistically have a higher likelihood of being involved in accidents. However, discounts and good driving records can help mitigate the cost.
Additionally, considering mileage-based car insurance can be beneficial for Scion iQ owners who don’t drive frequently, as this type of insurance calculates premiums based on the number of miles driven, potentially lowering costs for low-mileage drivers.
What are the recommended coverage options for Scion iQ car insurance?
Recommended coverage options for Scion iQ car insurance usually include liability coverage, which is required by law, as well as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP) or medical payments coverage.
Which insurance provider offers the lowest monthly rate for Scion iQ car insurance, and what is the rate?
State Farm offers the lowest monthly rate for Scion iQ car insurance at $80 per month. This makes it an affordable option for Scion iQ drivers looking to save on premiums. Enter your ZIP code now.
What makes Farmers the best choice for new car insurance according to the article?
Farmers is noted for being the best choice for new car insurance due to its competitive rates and excellent coverage options for new vehicles.
Scion iQ owners can benefit from Farmers’ specialized policies tailored for new cars, which also offer the best loyalty car insurance discounts, rewarding long-term customers with significant savings.
How does the IntelliDrive program from Travelers benefit Scion iQ drivers?
The IntelliDrive program from Travelers uses telematics to monitor driving habits and reward safe driving with lower premiums. This can help Scion iQ drivers save money by demonstrating safe driving behavior.
What are the key features of Progressive’s Snapshot program that make it appealing for Scion iQ owners?
Progressive’s Snapshot program tracks driving habits and offers discounts for safe driving practices. Scion iQ owners can take advantage of these discounts to reduce their overall insurance costs. Enter your ZIP code now.
Which company is ranked highest in terms of A.M. Best financial ratings, and what is their rating?
Travelers holds the highest A.M. Best financial rating at A++. This indicates strong financial stability and reliability, making it a top choice for the best car insurance for liability insurance, particularly for Scion iQ enthusiasts looking for secure coverage.
What specific benefit does The Hartford offer to AARP members, and how might this benefit Scion iQ enthusiasts?
The Hartford offers special AARP benefits, including discounts and enhanced coverage options. Scion iQ enthusiasts who are AARP members can leverage these benefits for more comprehensive and affordable insurance coverage.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
