Best Fiat 500 Car Insurance (2024)
The average cost of Fiat 500 car insurance is $1,352 per year or $113 per month. Compared to other vehicles, a Fiat 500 is more affordable to insure. However, you can save even more by checking insurance companies for car insurance discounts and ensuring your vehicle is equipped with recommended safety features. Some of the best Fiat 500 car insurance companies may include GEICO, Erie Insurance, and Progressive.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Nov 28, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Are you considering purchasing a Fiat 500 and wondering about the cost of insurance? Look no further! We will delve into the primary question of “How much does Fiat 500 insurance cost?” We will explore the factors that influence insurance rates for this popular car model, such as its safety features, average repair costs, and theft rates.
Additionally, we will touch upon the importance of recycling at home, discussing simple and effective strategies to incorporate recycling into your daily routine. Are you ready to save money on your Fiat 500 insurance? Enter your zip code now to compare rates from the best insurance providers in your area and make an informed decision.
How much does Fiat 500 insurance cost?
Let’s begin by viewing average Fiat 500 car insurance rates by model year:
| Fiat 500 Model Year | Average Annual Car Insurance Rates |
|---|---|
| 2012 | $1,228 |
| 2013 | $1,268 |
| 2014 | $1,296 |
| 2015 | $1,326 |
| 2016 | $1,340 |
| 2017 | $1,352 |
On average, someone who drives a Fiat 500 will pay $1,352 per year or $113 per month. However, many other factors determine car insurance rates, such as location, vehicle specifications, the operator’s driving record, and more.
With that being said, the national average for car insurance in general is slightly below $1,600 per year, which means that a Fiat 500 is more affordable to insure than many other vehicles.
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How much is insurance for other Fiat models?
If you’re considering purchasing another Fiat car or a Fiat SUV, take a look at the following average car insurance rates for some popular Fiat models:
| Fiat 500 | Fiat 500X | Fiat 500e | Fiat 124 Spider | |
|---|---|---|---|---|
| 2022 | -- | $1,388 | -- | -- |
| 2021 | -- | $1,354 | -- | -- |
| 2020 | -- | $1,312 | -- | $1,272 |
| 2019 | -- | $1,403 | -- | $1,202 |
| 2018 | -- | $1,124 | -- | $1,134 |
| 2017 | $1,352 | $1,850 | $2,752 | $1,100 |
| 2016 | $1,340 | $1,667 | $2,360 | -- |
| 2015 | $1,326 | -- | $2,684 | -- |
| 2014 | $1,296 | -- | $2,698 | -- |
| 2013 | $1,268 | -- | $2,511 | -- |
| 2012 | $1,228 | -- | -- | -- |
Many of the car insurance rates for other Fiat models are comparable to the Fiat 500 fees. For example, the rates for a Fiat 500X are comparable, while fees for the Fiat 124 Spider are even slightly lower. However, the Fiat 500e, which is an electric vehicle, costs more to insure. Unfortunately, we were unable to locate any accurate rate estimates for the Fiat 500 Abarth and the Fiat 500 Pop.
How can I save on Fiat 500 car insurance?
Even though Fiat 500 car insurance is affordable, you may still want a few tips on how to reduce your costs. First, the best way to reduce your car insurance rates is to ensure that you’re receiving all of the discounts for which you qualify. You can examine some common discounts below:
| Discounts | Savings per Year |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $68 |
| Homeowner | $18 |
| 5-yr Accident Free | $100 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $63 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
In addition to discounts, your vehicle’s features could make a difference in how much you have to pay for insurance. While you could buy an older model vehicle to find affordable Fiat 500 car insurance, you could also ensure that you acquire a model with several safety features.
The 2017 and 2018 Fiat 500 models received a four-star overall safety rating from the National Highway and Traffic Safety Administration. However, every Fiat model — including the Fiat Abarth and Pop — is equipped with safety features such as a four-wheel anti-lock brake system, braking assist, traction control, electronic stability control, and daytime running lights. Airbags are placed on the front side and head and on the rear head for the driver and passenger.
What kinds of insurance should I buy for a Fiat 500?
At the very least, you need to purchase the minimum amount of car insurance required in your state:
| State | Insurance Required | Minimum Liability Limits |
|---|---|---|
| AL | BI & PD Liab | 25/50/25 |
| AK | BI & PD Liab | 50/100/25 |
| AZ | BI & PD Liab | 15/30/10 |
| AR | BI & PD Liab, PIP | 25/50/25 |
| CA | BI & PD Liab | 15/30/5 |
| CO | BI & PD Liab | 25/50/15 |
| CT | BI & PD Liab, UM, UIM | 25/50/20 |
| DE | BI & PD Liab, PIP | 25/50/10 |
| DC | BI & PD Liab, UM | 25/50/10 |
| FL | PD Liab, PIP | 10/20/10 |
| GA | BI & PD Liab | 25/50/25 |
| HI | BI & PD Liab, PIP | 20/40/10 |
| ID | BI & PD Liab | 25/50/15 |
| IL | BI & PD Liab, UM, UIM | 25/50/20 |
| IN | BI & PD Liab | 25/50/25 |
| IA | BI & PD Liab | 20/40/15 |
| KS | BI & PD Liab, PIP | 25/50/25 |
| KY | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
| LA | BI & PD Liab | 15/30/25 |
| ME | BI & PD Liab, UM, UIM, Medpay | 50/100/25 |
| MD | BI & PD Liab, PIP, UM, UIM | 30/60/15 |
| MA | BI & PD Liab, PIP | 20/40/5 |
| MI | BI & PD Liab, PIP | 20/40/10 |
| MN | BI & PD Liab, PIP, UM, UIM | 30/60/10 |
| MS | BI & PD Liab | 25/50/25 |
| MO | BI & PD Liab, UM | 25/50/25 |
| MT | BI & PD Liab | 25/50/20 |
| NE | BI & PD Liab, UM, UIM | 25/50/25 |
| NV | BI & PD Liab | 25/50/20 |
| NH | FR only | 25/50/25 |
| NJ | BI & PD Liab, PIP, UM, UIM | 15/30/5 |
| NM | BI & PD Liab | 25/50/10 |
| NY | BI & PD Liab, PIP, UM, UIM | 25/50/10 |
| NC | BI & PD Liab, UM, UIM | 30/60/25 |
| ND | BI & PD Liab, PIP, UM, UIM | 25/50/25 |
| OH | BI & PD Liab | 25/50/25 |
| OK | BI & PD Liab | 25/50/25 |
| OR | BI & PD Liab, PIP, UM, UIM | 25/50/20 |
| PA | BI & PD Liab, PIP | 15/30/5 |
| RI | BI & PD Liab | 25/50/25 |
| SC | BI & PD Liab, UM, UIM | 25/50/25 |
| SD | BI & PD Liab, UM, UIM | 25/50/25 |
| TN | BI & PD Liab | 25/50/15 |
| TX | BI & PD Liab, PIP | 30/60/25 |
| UT | BI & PD Liab, PIP | 25/65/15 |
| VT | BI & PD Liab, UM, UIM | 25/50/10 |
| VA | BI & PD Liab, UM, UIM | 25/50/20 |
| WA | BI & PD Liab | 25/50/10 |
| WV | BI & PD Liab, UM, UIM | 25/50/25 |
| WI | BI & PD Liab, UM, Medpay | 25/50/10 |
| WY | BI & PD Liab | 25/50/20 |
In addition to your state’s requirements, you may need to buy collision or comprehensive coverage if you finance your vehicle. However, even if you’re not required to purchase these coverages, you should still consider doing so, especially if your vehicle is new or valuable.
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Where should I buy Fiat 500 car insurance?
Geico and Erie Insurance may be two of the most affordable Fiat 500 car insurance companies. Geico may be able to provide Fiat insurance for as low as $48 per month, which is significantly lower than the average of $96 per month.
Another option for Fiat 500 car insurance is Progressive. Progressive has diminishing deductibles and a wide variety of coverage options to customize your policy. In addition, the average Progressive policyholder receives discounts up to 30%.
Other car insurance companies that may be able to provide auto insurance for your Fiat 500 include State Farm, Liberty Mutual, Chubb, USAA, Nationwide, Farmers, Allstate, and Travelers.
If you’re trying to find an affordable Fiat 500 car insurance company, you should compare quotes from multiple companies. Enter your ZIP code into our free quote comparison tool below to easily compare quotes.
Read more: Chubb Car Insurance Discounts
Frequently Asked Questions
What types of car insurance coverage should I buy for my Fiat 500?
Most states require drivers to have liability insurance, which covers bodily injury and property damage to other people in the event of an accident. However, you may also want to consider purchasing collision and comprehensive coverage to protect your own vehicle in case of damage from an accident, theft, or natural disaster.
Does the age of my Fiat 500 affect my car insurance rates?
Yes, the age of your Fiat 500 can affect your car insurance rates. Generally, older vehicles are cheaper to insure than newer ones. However, if your Fiat 500 is rare or has valuable features, it may cost more to insure even if it’s an older model.
Does my driving record affect my Fiat 500 car insurance rates?
Yes, your driving record can affect your Fiat 500 car insurance rates. Drivers with clean records typically pay less for car insurance than those with accidents, tickets, or other violations on their record.
What safety features does the Fiat 500 have that can lower my insurance rates?
The Fiat 500 comes equipped with many standard safety features, such as seven airbags, antilock brakes, stability control, and a rearview camera. You may also want to consider adding advanced safety features, such as blind-spot monitoring and lane departure warning, to further reduce your car insurance rates.
How can I find the best car insurance rates for my Fiat 500?
To find the best car insurance rates for your Fiat 500, shop around and compare quotes from multiple insurance companies. Be sure to consider factors such as coverage options, deductibles, and discounts to find the most affordable policy for your needs.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.