Cheap Kia Seltos Car Insurance in 2024 (Earn Savings With These 10 Companies!)
The leading providers of cheap Kia Seltos car insurance are Nationwide, Safeco, and Progressive, offering rates starting at $57 monthly. With competitive monthly rates and a strong reputation for customer service and claims handling, these companies provide reliable coverage for Kia Seltos owners.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
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UPDATED: Aug 19, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Aug 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Seltos
A.M. Best Rating
Complaint Level
Pros & Cons
Looking for cheap Kia Seltos car insurance? The top pick overall for affordable coverage is Nationwide, with rates starting at just $57 monthly, closely followed by Safeco and Progressive.
These insurers are known for their competitive pricing, excellent customer service, and comprehensive coverage options tailored specifically for Kia Seltos owners.
Our Top 10 Company Picks: Cheap Kia Seltos Car Insurance
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $57 | A+ | Competitive Rates | Nationwide | |
#2 | $58 | A | Online Tools | Safeco | |
#3 | $59 | A+ | Bundling Policies | Progressive | |
#4 | $60 | A | Customer Service | American Family | |
#5 | $61 | A++ | Extensive Discounts | Geico | |
#6 | $62 | B | Local Agent | State Farm | |
#7 | $63 | A++ | Multi-Policy Discounts | Travelers | |
#8 | $64 | A | Personalized Service | Farmers | |
#9 | $66 | A | Many Discounts | Liberty Mutual | |
#10 | $67 | A+ | Comprehensive Coverage | Allstate |
Whether you’re focused on cost-effectiveness or comprehensive policy benefits, comparing quotes from these leading providers ensures you’ll find reliable coverage that meets your needs and budget. Ready to shop around for the best car insurance company? Enter your ZIP code above and see which one offers the coverage you need.
- Cheap Kia Seltos car insurance starts at $57/month with Nationwide
- Customize coverage for Kia Seltos with liability and comprehensive options
- Nationwide offers competitive rates and great service for Kia Seltos insurance
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#1 – Nationwide: Top Overall Pick
Pros
- Competitive Rates: Nationwide offers Kia Seltos owners monthly rates as low as $57, making it an affordable option for budget-conscious Kia Seltos drivers. These low rates can help reduce the overall cost of Kia Seltos insurance.
- High Financial Strength: With an A+ rating from A.M. Best, Nationwide provides reliable financial stability for Kia Seltos insurance policyholders. This ensures claims are paid promptly and efficiently. Get a better grasp by checking out our article titled “Nationwide Insurance Review & Ratings.“
- Accident Forgiveness: Nationwide’s accident forgiveness program is beneficial for Kia Seltos enthusiasts who want to avoid premium increases after their first at-fault accident. This feature can lead to long-term savings on Kia Seltos insurance.
Cons
- Limited Local Agents: Nationwide may not have as many local agents available, which could be a drawback for Kia Seltos drivers preferring in-person assistance. This may inconvenience those who value face-to-face interactions.
- Fewer Online Tools: Compared to some competitors, Nationwide’s online tools might be less comprehensive for Kia Seltos insurance policyholders seeking digital management options. This could make it harder to manage policies online.
#2 – Safeco: Best for Online Tools
Pros
- Affordable Rates: At $58 per month, Safeco provides cost-effective insurance for Kia Seltos owners. This makes it a great option for those looking to save on Kia Seltos insurance. Find out more by reading our article titled “Safeco Insurance Review & Ratings.“
- Diverse Coverage Options: Kia Seltos enthusiasts can benefit from Safeco’s wide range of coverage options, allowing for personalized Kia Seltos insurance plans. This ensures that specific needs and preferences are met.
- Accident Forgiveness: Safeco’s accident forgiveness program helps Kia Seltos policyholders avoid rate hikes after their first accident. This feature can help maintain affordable premiums over time.
Cons
- Average Financial Strength: With an A rating from A.M. Best, Safeco is stable but not the top performer in financial strength for Kia Seltos insurance. This might affect policyholders’ confidence in claim settlements.
- Customer Service: Some Kia Seltos drivers might find Safeco’s customer service less responsive compared to other top insurers. This could lead to delays in resolving issues or claims.
#3 – Progressive: Best for Bundling Policies
Pros
- Bundling Discounts: Progressive offers significant discounts for Kia Seltos owners who bundle their car insurance with other policies. This can lead to substantial savings on overall insurance costs.
- Affordable Monthly Rates: At $59 per month, Progressive provides competitive rates for Kia Seltos insurance. This makes it a cost-effective choice for many drivers.
- Strong Financial Stability: An A+ rating from A.M. Best indicates Progressive’s solid financial footing for Kia Seltos policyholders. This ensures reliability in claim processing and payouts. Drivers can save money by demonstrating safe driving habits. Deepen your understanding with our article called “Progressive Insurance Review & Ratings.“
Cons
- Complex Discounts: Some Kia Seltos drivers might find Progressive’s discount structure complicated and difficult to navigate. This could make it challenging to maximize savings.
- Mixed Customer Reviews: Progressive’s customer service and claims processing reviews are mixed, which could be a concern for Kia Seltos insurance policyholders. This might affect the overall customer experience.
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#4 – American Family: Best for Customer Service
Pros
- Competitive Rates: At $60 per month, American Family offers reasonably priced insurance for Kia Seltos enthusiasts. This makes it an attractive option for those seeking affordable coverage.
- Safe Driving Discounts: American Family provides discounts for Kia Seltos owners with good driving records. These discounts reward safe drivers and help lower insurance costs.
- Comprehensive Coverage Options: Kia Seltos drivers can choose from a variety of coverage options to suit their specific needs. This allows for customized insurance plans.
Cons
- Average Financial Strength: With an A rating, American Family’s financial stability is solid but not the highest for Kia Seltos insurance. This might be a consideration for those prioritizing top-tier financial ratings. Explore further details in our “American Family Insurance Review & Ratings.“
- Limited Online Tools: Some Kia Seltos policyholders may find American Family’s online tools less user-friendly compared to competitors. This could impact the ease of managing policies online.
#5 – Geico: Best for Extensive Discounts
Pros
- Extensive Discounts: Geico offers a variety of discounts for Kia Seltos owners, helping reduce overall insurance costs. This can include discounts for safe driving, multiple vehicles, and more.
- Low Monthly Rates: At $61 per month, Geico provides affordable insurance for Kia Seltos drivers. This makes it a cost-effective choice for budget-conscious individuals.
- Strong Financial Strength: With an A++ rating from A.M. Best, Geico offers excellent financial stability for Kia Seltos insurance policyholders. This ensures reliability in claim settlements.
Cons
- Limited Local Agents: Geico’s lack of local agents could be a disadvantage for Kia Seltos enthusiasts preferring face-to-face interactions. This might be inconvenient for some policyholders.
- Basic Coverage Options: Some Kia Seltos drivers might find Geico’s coverage options less comprehensive compared to other insurers. This could limit customization of policies. Get a better grasp by reading our article titled “Geico vs. State Farm Car Insurance.“
#6 – State Farm: Best for Local Agent Service
Pros
- Local Agent Network: State Farm offers a wide network of local agents, providing personalized service for Kia Seltos drivers. This ensures face-to-face support and assistance. Explore further with our article entitled “State Farm Insurance Review & Ratings.“
- Competitive Rates: At $62 per month, State Farm provides reasonably priced insurance for Kia Seltos enthusiasts. This makes it a budget-friendly option.
- Discounts for Good Drivers: State Farm rewards Kia Seltos owners with good driving records through various discount programs. This helps reduce overall insurance costs.
Cons
- Lower Financial Strength Rating: A B rating from A.M. Best indicates State Farm’s financial strength is not as high as some competitors for Kia Seltos insurance. This might be a concern for some policyholders.
- Limited Online Tools: Some Kia Seltos policyholders may find State Farm’s online tools less robust compared to other insurers. This could impact ease of digital management.
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#7 – Travelers: Best for Multi-Policy Discounts
Pros
- High Financial Strength: With an A++ rating from A.M. Best, Travelers ensures strong financial stability for Kia Seltos insurance policyholders. This guarantees reliability in claims processing.
- Competitive Rates: At $63 per month, Travelers provides affordable insurance options for Kia Seltos drivers. This makes it a cost-effective choice. Broaden your knowledge with our article named “Travelers Insurance Review & Ratings.“
- Extensive Coverage Options: Travelers offers a variety of coverage options, allowing Kia Seltos enthusiasts to tailor their policies to their needs. This ensures comprehensive protection.
Cons
- Customer Service: Some Kia Seltos policyholders may find Travelers’ customer service less responsive than expected. This could lead to delays in issue resolution, impacting overall satisfaction for Kia Seltos drivers who require timely support.
- Online Tools: Travelers’ online tools may not be as user-friendly or comprehensive as those offered by other insurers. This might affect the digital management of policies, posing a challenge for Kia Seltos insurance policyholders who prefer managing their policies online and need more intuitive tools.
#8 – Farmers: Best for Personalized Service
Pros
- Competitive Rates: At $64 per month, Farmers provides reasonably priced insurance for Kia Seltos enthusiasts. This makes it a budget-friendly option.
- Safe Driver Discounts: Farmers offers discounts for Kia Seltos owners with good driving records. These discounts help reduce overall insurance costs.
- Comprehensive Coverage: Farmers provides a wide range of coverage options, allowing Kia Seltos policyholders to customize their insurance plans. This ensures specific needs are met. Uncover more about our Farmers insurance review & ratings.” by reading further.
Cons
- Average Financial Strength: With an A rating, Farmers’ financial stability is solid but not the highest for Kia Seltos insurance. This might be a consideration for those seeking top-tier financial ratings.
- Limited Digital Tools: Some Kia Seltos drivers may find Farmers’ digital tools less advanced compared to other insurers. This could impact the convenience of managing policies online.
#9 – Liberty Mutual: Best for Many Discounts
Pros
- Many Discounts: Liberty Mutual offers numerous discounts for Kia Seltos owners, including multi-policy and safe driver discounts. These discounts can lead to significant savings.
- Strong Financial Stability: With an A rating from A.M. Best, Liberty Mutual provides reliable financial backing for Kia Seltos insurance policyholders. This ensures prompt and efficient claim settlements.
- Flexible Coverage Options: Kia Seltos drivers can benefit from Liberty Mutual’s flexible coverage options to suit their needs. This allows for personalized insurance plans.
Cons
- Higher Monthly Rates: At $66 per month, Liberty Mutual’s rates are higher than some competitors for Kia Seltos insurance. This might be a concern for budget-conscious drivers. Gain deeper insights by exploring our “Liberty Mutual Review & Ratings.“
- Customer Service: Some Kia Seltos policyholders might find Liberty Mutual’s customer service less satisfactory compared to other insurers. This could affect overall customer experience.
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#10 – Allstate: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Allstate provides a wide range of coverage options, ensuring Kia Seltos drivers get extensive protection. This allows for complete peace of mind.
- Strong Financial Strength: With an A+ rating from A.M. Best, Allstate offers solid financial stability for Kia Seltos insurance policyholders. This guarantees reliable claim settlements.
- Discounts for Safe Drivers: Allstate offers discounts for Kia Seltos owners with good driving records, helping reduce insurance costs. These discounts reward careful driving habits.
Cons
- Higher Monthly Rates: At $67 per month, Allstate’s rates are higher than many competitors for Kia Seltos insurance. This might be a concern for those looking to minimize expenses.
- Limited Online Tools: Some Kia Seltos policyholders might find Allstate’s online tools less comprehensive compared to other insurers. This could impact the ease of managing policies online. Gain insights by reading our article titled “Allstate Insurance Review & Ratings.“
Factors That Influence the Cost of Kia Seltos Car Insurance
Summary: Finding Affordable Kia Seltos Car Insurance
Securing affordable car insurance for your Kia Seltos involves comparing quotes from top providers such as Nationwide, Safeco, and Progressive, which offer rates starting at $57 monthly. These insurers are known for their competitive pricing, excellent customer service, and comprehensive coverage options, making them some of the best car insurance by vehicle.
Factors influencing insurance costs include age, driving record, location, and chosen coverage. Exploring discounts, maintaining a clean driving record, and bundling policies can further reduce premiums. By shopping around and evaluating different plans, Kia Seltos owners can find reliable, cost-effective coverage that meets their needs and budget. Find cheap car insurance quotes by entering your ZIP code below.
Frequently Asked Questions
What factors affect the cost of Kia Seltos car insurance?
The cost of Kia Seltos car insurance can be influenced by various factors such as the driver’s age, driving history, location, coverage limits, deductible amount, and the insurance provider’s pricing policies. Gain deeper insights by perusing our article named “How much does Kia Seltos car insurance cost?
Which safety features of the Kia Seltos can help lower insurance costs?
Yes, the Kia Seltos comes equipped with several safety features that can potentially lower insurance costs. These features may include advanced driver assistance systems, anti-lock brakes, airbags, traction control, and more. Insurers often offer discounts for vehicles with such safety features. Instantly compare quotes by entering your ZIP code below.
Is Kia Seltos car insurance more expensive compared to other similar SUVs?
The cost of Kia Seltos car insurance may vary depending on the specific factors mentioned earlier. It’s advisable to compare insurance quotes from multiple providers to determine if the insurance cost for the Kia Seltos is higher or lower compared to other similar SUVs in its class.
Are there any discounts available for Kia Seltos car insurance?
Insurance providers may offer various discounts that can help reduce the cost of Kia Seltos car insurance. These discounts can include safe driver discounts, multi-policy discounts, good student discounts, low-mileage discounts, and more. It’s recommended to inquire about available discounts when obtaining insurance quotes. Uncover more by delving into our article entitled “How much does McLaren 765LT car insurance cost?”
What is the mileage of the Kia Seltos?
The mileage of the Kia Seltos varies by engine and configuration. Generally, it ranges from approximately 25 to 29 miles per gallon (mpg) in the city and 30 to 34 mpg on the highway.
Is the Kia Seltos a reliable car?
Yes, the Kia Seltos is considered a reliable car according to various automotive reviews and consumer reports.
Is Kia better than Toyota?
Both Kia and Toyota are well-regarded automakers known for their reliability and quality. Choosing between them often comes down to personal preference, specific model comparisons, and individual needs. For additional insights, refer to our “How much does Kia Carnival car insurance cost?”
Are Kia Seltos good on fuel?
Yes, the Kia Seltos is known for being fuel-efficient, offering good mileage per gallon, especially with its newer models and efficient engine options.
Is Kia Picanto cheap to insure?
Yes, generally, the Kia Picanto is considered cheap to insure due to its smaller size, which often correlates with lower insurance premiums.
Is it worth buying a Kia Seltos?
Yes, buying a Kia Seltos can be worth it if you’re looking for a compact SUV with a good balance of features, reliability, and affordability. Broaden your knowledge with our article named “How much does McLaren 675LT car insurance cost?”
Which version of Kia Seltos is best?
The best version of the Kia Seltos depends on your preferences and needs. Higher trim levels typically offer more features and technology, but they come at a higher price point.
Is Kia Seltos a safe car?
Yes, the Kia Seltos has received good safety ratings from organizations such as the IIHS and NHTSA, making it a safe choice in its class.
Is it better to buy a Kia or Hyundai?
Choosing between Kia and Hyundai often depends on the specific models and features you prefer. Both brands offer similar quality and reliability since they are owned by the same parent company. Get a better grasp by reading our article titled “How much does Kia Sportage Plug-in Hybrid car insurance cost?”
Does Kia last long?
Kias are known to be durable vehicles that can last for many years with proper maintenance. They offer competitive longevity in their respective vehicle classes.
Is there any problem with Kia Seltos?
While the Kia Seltos is generally well-regarded, like any vehicle, it may have occasional issues. Common concerns reported include minor electronic glitches and occasional complaints about ride comfort.
How long will a Kia Seltos last?
With regular maintenance and care, a Kia Seltos can last well over 100,000 miles. Some owners have reported exceeding 200,000 miles with proper upkeep. Explore further details in our “How much does McLaren 720S car insurance cost?”
Where is Kia Seltos made?
The Kia Seltos is manufactured in various locations, including South Korea and India, depending on the market and specific model variant.
What type of car insurance is the cheapest?
Liability-only car insurance is generally the cheapest type of coverage as it covers damages you cause to others and their property, but not your own vehicle.
Which car insurance group is the cheapest?
Car insurance groups are used in the UK to determine premiums based on a car’s characteristics. Generally, lower groups (1-10) are cheaper to insure compared to higher groups (11-50). For further details, consult our article named “How much does Kia EV6 car insurance cost?”
What is the lowest form of car insurance?
The lowest form of car insurance typically refers to liability coverage, which is the minimum coverage required by law in most states. It covers damages to others but not to your own vehicle.
Which type of car insurance is best?
The best type of car insurance depends on your individual needs. Comprehensive coverage offers the most protection, including coverage for your own vehicle, while liability-only is the minimum legal requirement.
Which category of car insurance is best?
Categories of car insurance can vary by region, but generally, comprehensive coverage is considered the most extensive and provides the most protection against a wide range of risks. Find out more by reading our article titled “How much does Kia K5 car insurance cost?”
What is the lowest category for car insurance?
In some regions, the lowest category for car insurance may refer to the minimum liability coverage required by law.
Which type of car insurance is best?
Again, the best type of car insurance depends on your specific needs and budget. Comprehensive coverage offers the broadest protection but comes at a higher cost than liability-only coverage.
What is the most basic car insurance?
The most basic car insurance typically refers to liability coverage, which covers damages you cause to others and their property but does not cover your own vehicle. Get a better grasp by checking out our article titled “How much does Mercedes-Benz Mercedes-AMG EQS car insurance cost?”
Which is the most expensive form of car insurance?
Full coverage car insurance, which includes comprehensive and collision coverage in addition to liability, tends to be the most expensive form of car insurance due to its extensive coverage.
What is the least amount of car insurance you need?
The least amount of car insurance you need is typically determined by your state’s minimum requirements for liability coverage. It varies by location but generally covers damages you cause to others. Ready to shop around for the best car insurance company? Enter your ZIP code below and see which one offers the coverage you need.
What is the least category for car insurance?
The least category for car insurance can refer to the minimum legal requirements for coverage, often referring to liability insurance that meets state or regional mandates. Delve into the specifics in our article called “How much does McLaren P1 car insurance cost?“
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.