Gabi Insurance Review & Ratings (2024)
Gabi Insurance is a trusted online brokerage that provides transparent reviews and easy comparisons for auto, home, renters, condo, umbrella, and life insurance. Their secure platform allows you to enter your information and receive personalized quotes from multiple insurance companies. With Gabi, you can compare rates, coverage options, and customer reviews all in one place.
Read morePeyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Gabi Insurance
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
N/AComplaint Level:
LowPros
- User-friendly platform
- Transparent reviews and comparisons
- Convenient claims filing process
Cons
- Potential for misleading quotes
- Discomfort regarding upfront payment information
- Mixed customer ratings
Ultimately, Gabi is a reliable, safe, and free-to-use car insurance comparison resource. Anyone from any state can secure coverage through this website. However, not all customers save money when using Gabi’s quote tools. If your current policy is the cheapest option for you, Gabi does at least let you know.
Even though drivers typically rated Gabi highly, some people commented that they were passed from one representative to the next when trying to secure a policy. Now that you know how to buy Gabi car insurance, compare rates from the best companies near you by entering your ZIP code into our free quote tool below.
What You Should Know About Gabi Insurance
Looking for the best insurance rates? Look no further than Gabi Insurance. In this comprehensive article, we cover everything you need to know about Gabi Insurance, including its features, benefits, and how it can help you save money on auto, home, renters, condo, umbrella, and life insurance.
Discover the power of transparent reviews, easy comparisons, and a secure platform that allows you to enter your zip code and receive personalized quotes from top insurance providers. Don’t miss out on the opportunity to find the perfect coverage at the best price.
Enter your zip code now and start comparing rates from the best insurance providers in your area. After learning about affordable Gabi car insurance, compare quotes from the top providers in your region for free by entering your ZIP code into our free rate tool above.
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What is Gabi?
You may have stumbled across Gabi insurance commercials while online or watching television. But what exactly is Gabi insurance? This company is considered an online insurance broker or agent and is not an actual car insurance company.
What is the history of Gabi insurance?
In 2016, Hanno Fichtner created Gabi to simplify the car insurance shopping experience. The team chose the name Gabi as an acronym for get a better insurance. Comically, the German-based team only realized after purchasing the domain that native-English speakers would actually say get better insurance.
However, the group decided to embrace the charming anecdotal origins of the company name. Today, it’s backed by companies including Northwestern Mutual Future Ventures, CMFG Ventures, and Securian Ventures. Gabi is also contracted with some of the best car insurance companies, including Travelers, Nationwide, Progressive, Safeco, and more.
Read our reveiws of these companies for more information: Travelers insurance review, Nationwide insurance review, Progressive insurance review, and Safeco insurance review. Gabi streamlines the insurance shopping experience by allowing consumers to only enter their current insurance information to compare quotes.
Although it may take up to 48 hours to secure some types of coverage, in many cases, drivers can use Gabi and secure a policy in just a matter of minutes.
Gabi does not underwrite policies, it does not offer any specific coverages, and it does not file or close out claims. If you visit the website or download the Gabi mobile app, you fill out a short form with your current insurance information. After that, you’ll receive quotes from the more than 40 insurance companies contracted to work with Gabi agents. Plus, Gabi is licensed in all 50 states.
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How exactly does Gabi make money? The company earns commission from the insurance company whenever a policy is sold. The payment comes from the insurers’ marketing budget, meaning there’s no upcharge to consumers who use Gabi to comparison shop.
Gabi guarantees it will always show you the cheapest policy option available to you. It also promises to never share or sell your information. The company also claims to never cold call or spam consumers.
Who owns Gabi insurance?
Experian acquired Gabi car insurance company in 2021 in a $320 million transaction. Besides the website, Gabi also has a mobile app compatible with most Apple and Android devices. The app works exactly the same way as the website.
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Gabi Insurance Coverage Options
At Gabi Insurance, securing your peace of mind goes beyond a mere policy—it’s about tailored protection that fits your unique lifestyle. With an array of coverage options across auto, home, renters, condo, umbrella, and life insurance, Gabi stands as your trusted partner in safeguarding what matters most to you.
Dive into a world of comprehensive protection designed to shield your assets, properties, and loved ones from life’s uncertainties.
- Liability Coverage: Covers bodily injury and property damage in an at-fault accident.
- Collision Coverage: Pays for damages to your car in case of a collision.
- Comprehensive Coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Covers expenses if you’re in an accident with a driver who lacks sufficient insurance.
- Personal Injury Protection (PIP) or Medical Payments Coverage: Covers medical expenses for you and your passengers in case of an accident.
- Dwelling Coverage: Covers the physical structure of your home against perils like fire, wind, or vandalism.
- Personal Property Coverage: Protects your belongings inside the house in case of theft or damage.
- Liability Coverage: Covers legal expenses if someone gets injured on your property.
- Additional Living Expenses (ALE) Coverage: Pays for accommodations if your home becomes uninhabitable due to a covered loss.
- Personal Property Coverage: Covers your belongings against theft, fire, or other covered perils.
- Liability Coverage: Protects against lawsuits for property damage or injuries you’re responsible for.
- Additional Living Expenses (ALE) Coverage: Covers temporary accommodations if your rental becomes uninhabitable due to a covered loss.
Gabi Insurance isn’t just about coverage; it’s about empowering you with choices that resonate with your needs. From shielding your vehicle on the road to safeguarding your home’s sanctuary, and extending protective layers over your life’s journey, Gabi offers a diverse suite of coverage options.
Does Gabi sell other insurance products?
Gabi does compare other insurance quotes online besides just car insurance. You can also request quotes for renters, homeowners, personal umbrella, and landlord insurance on the company website. Like with the car insurance policies, Gabi acts as the broker and simply provides you with quotes from actual insurance companies to choose from.
Gabi Insurance Rates Breakdown
Can you actually save money on your car insurance by using a website like Gabi? According to data on the company website, nearly 66% of users qualify for rate reductions when using Gabi. As a result, those consumers saved $961 annually on average. Consider also comparing the quotes you receive from Gabi to the average cost of car insurance in the state where you live.
The table below compares the average annual car insurance expenditures by the state, as reported by the Insurance Information Institute (III).
Average Annual Car Insurance Expenditures by State
| State | Average Annual Car Insurance Expenditures |
|---|---|
| Alabama | $904.56 |
| Alaska | $965.44 |
| Arizona | $1,046.40 |
| Arkansas | $898.89 |
| California | $1,034.05 |
| Colorado | $1,132.81 |
| Connecticut | $1,216.55 |
| Delaware | $1,291.39 |
| District of Columbia | $1,429.43 |
| Florida | $1,426.46 |
| Georgia | $1,212.04 |
| Hawaii | $829.15 |
| Idaho | $722.06 |
| Illinois | $916.49 |
| Indiana | $767.72 |
| Iowa | $700.71 |
| Kansas | $805.15 |
| Kentucky | $936.91 |
| Louisiana | $1,545.82 |
| Maine | $686.25 |
| Maryland | $1,211.83 |
| Massachusetts | $1,167.16 |
| Michigan | $1,469.73 |
| Minnesota | $872.65 |
| Mississippi | $971.19 |
| Missouri | $913.81 |
| Montana | $825.87 |
| Nebraska | $796.87 |
| Nevada | $1,260.43 |
| New Hampshire | $847.58 |
| New Jersey | $1,385.61 |
| New Mexico | $915.62 |
| New York | $1,425.00 |
| North Carolina | $734.06 |
| North Dakota | $686.08 |
| Ohio | $794.91 |
| Oklahoma | $915.49 |
| Oregon | $990.21 |
| Pennsylvania | $991.23 |
| Rhode Island | $1,333.12 |
| South Carolina | $1,093.97 |
| South Dakota | $721.67 |
| Tennessee | $855.78 |
| Texas | $1,152.25 |
| Utah | $941.14 |
| Vermont | $778.29 |
| Virginia | $853.78 |
| Washington | $1,035.34 |
| West Virginia | $938.71 |
| Wisconsin | $755.97 |
| Wyoming | $765.81 |
| Countrywide average | $1,056.55 |
While some Gabi reviews from consumers claim that their quoted rate increased when they went to finalize the purchase, understand that this is not unusual. The insurance company must verify your application information before establishing your final rate.
If there are inconsistencies or missing information, it will likely impact your final car insurance cost. This is especially true about your driving record, insurance history, and in some states, your credit score. However, other variables also impact your overall car insurance rates.
Gabi Insurance prides itself on offering competitive rates across various insurance types, emphasizing personalized quotes that cater to individual circumstances. Rates for auto, home, renters, condo, umbrella, and life insurance can vary significantly based on multiple factors:
- Age and Gender: Younger and inexperienced drivers often face higher rates due to perceived higher risk. Gender can also impact rates in certain regions, although this is becoming less common.
- Driving Record: A clean driving history with no accidents or violations typically results in lower premiums. On the flip side, accidents, tickets, or DUIs can substantially increase rates.
- Location: Geographic location plays a pivotal role. Urban areas may experience higher rates due to higher traffic density or crime rates, whereas rural areas might offer lower premiums.
- Type of Coverage and Deductibles: Opting for comprehensive coverage or lower deductibles can increase premiums but provide broader protection.
- Credit Score: In some states, credit scores can influence insurance rates. A higher credit score may lead to lower premiums.
- Home Characteristics: Homeowners’ insurance rates can vary based on factors like the age of the home, its construction materials, security features, and proximity to fire hydrants or fire stations.
- Life Insurance Criteria: Factors such as age, health, occupation, and lifestyle choices (like smoking) can influence life insurance premiums.
Gabi Insurance isn’t just about rates; it’s about transparency and reliability. Our dedication to providing competitive premiums across diverse insurance options remains unwavering. From considering various factors impacting rates to tailoring personalized quotes, Gabi ensures you access the best rates possible.
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Gabi Insurance Discounts Available
At Gabi Insurance, we believe in putting your savings front and center without compromising on the coverage you need. Our commitment to affordability extends through a spectrum of discounts across auto, home, renters, condo, umbrella, and life insurance policies.
- Safe Driver Discount: Reward for maintaining a clean driving record without accidents or violations.
- Multi-Vehicle Discount: Discount for insuring multiple vehicles under the same policy.
- Good Student Discount: Reduced rates for students who maintain good grades.
- Defensive Driving Course Discount: Discount for completing an approved defensive driving course.
- Bundling Discount: Savings when bundling auto insurance with other policies like home or renters insurance.
Gabi Insurance isn’t just about coverage; it’s about making insurance accessible. Our array of discounts stands as a testament to our dedication to your financial well-being. With a suite of offerings incentivizing safe driving, secure homes, and prudent life choices, Gabi ensures that your commitment to responsible living is rewarded.
Gabi Insurance: Streamlined Claims Process for Easy and Efficient Handling
Ease of Filing a Claim
Gabi Insurance offers a convenient and straightforward claims filing process, allowing policyholders to submit claims online, over the phone, or through their mobile app. This flexibility enables customers to choose the method that suits them best for a hassle-free claims experience.
Average Claim Processing Time
The average claim processing time with Gabi Insurance is efficient, ensuring that policyholders receive timely assistance and settlements for their claims. The streamlined process ensures that customers can quickly move through the claims procedure, minimizing disruptions and delays.
Customer Feedback on Claim Resolutions and Payouts
Customers who have interacted with Gabi Insurance for claims resolution have provided positive feedback regarding the company’s commitment to fair and satisfactory settlements. The transparency and professionalism demonstrated by Gabi in handling claims have been appreciated by policyholders.
Gabi Insurance: Unveiling Digital and Technological Features for a Modernized Insurance Journey
Mobile App Features and Functionality
Gabi Insurance offers a user-friendly mobile app equipped with various features, including policy management, claims filing, and easy access to insurance information. The app provides a seamless and convenient experience, allowing customers to manage their insurance needs on the go.
Online Account Management Capabilities
The online account management system provided by Gabi Insurance empowers policyholders to access and manage their policies easily. The platform offers functionalities such as policy review, payment processing, and updating personal information, enhancing the overall customer experience.
Digital Tools and Resources
Gabi Insurance provides a range of digital tools and resources to assist customers in understanding their insurance options. These tools may include policy comparison tools, educational materials, and FAQs, enabling customers to make informed decisions about their insurance coverage.
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How Gabi Insurance Ranks Among Providers
Gabi Insurance stands tall as a leading online insurance brokerage. However, it shares the stage with several formidable contenders in the realm of online insurance comparison. These competitors, each with its unique strengths and offerings, vie for your attention and trust.
- The Zebra: Known for its user-friendly platform, The Zebra allows users to compare auto insurance quotes from various providers.
- Policygenius: While specializing in life insurance, Policygenius also offers a platform for comparing home, auto, and renters insurance.
- Insurify: Similar to Gabi, Insurify offers an online platform to compare auto, home, and renters insurance quotes from multiple providers.
- Compare.com: This platform provides users with the ability to compare auto insurance quotes from different companies.
- Nerdwallet: While offering a broader range of financial information, Nerdwallet includes a platform for comparing various types of insurance, including auto and home.
- Everquote: This company focuses on providing auto insurance quotes and connecting users with insurance agents.
From dedicated life insurance specialists to platforms offering a wide spectrum of insurance comparisons, these competitors form a vibrant landscape, each striving to cater to your distinct needs. Amid this thriving competition, your quest for the perfect coverage and competitive rates gains myriad avenues to explore.
What are the Gabi ratings and reviews?
Overall, Gabi insurance reviews from actual consumers are typically positive. There’s a section of primarily five-star reviews showcased on the company website. Plus, Gabi states that 7 million quotes have been delivered to drivers, with an average savings amount of $961 annually.
Gabi is also Better Business Bureau (BBB) accredited and earned an A+ rating. This means Gabi interacts well with its customers based on the BBB standards. However, real consumers gave it 1.72 stars out of 5. The negative complaints mention misleading quotes or feeling uncomfortable about sharing payment information before viewing final rates.
Gabi did respond to both concerns. The company requests payment information upfront to streamline the payment process when selecting a final policy. But the changing rates typically occur if the information in the consumer’s application is inaccurate or incomplete.
Frequently Asked Questions
What is Gabi Insurance?
Gabi is an online insurance brokerage that helps customers compare and find the best insurance policies for their needs. They offer a range of coverage options, including auto, home, and renters insurance.
How is Gabi rated by customers?
Gabi has received positive customer reviews for their user-friendly platform and excellent customer service.
Is Gabi Insurance affordable?
Gabi aims to help customers find the most affordable insurance policies for their needs. By comparing policies from multiple insurance companies, they can help customers find the best rates available.
How does Gabi work?
To use Gabi, customers can input their insurance information and coverage needs into the platform. Gabi then compares policies from multiple insurance companies and provides customers with personalized quotes.
Is Gabi a legitimate insurance broker?
Yes, Gabi is a legitimate insurance broker. They are licensed to operate as an insurance broker and are regulated by state insurance departments.
Can I buy insurance directly through Gabi?
Yes, customers can purchase insurance policies directly through Gabi’s platform
Does Gabi offer customer support?
Yes, Gabi offers customer support through their website, email, and phone.
What types of insurance does Gabi offer?
Gabi offers a range of insurance policies, including auto, home, renters, condo, umbrella, and life insurance.
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Peyton Leonard
Published Author & Insurance Expert
Peyton Leonard is an insurance and finance writer living in Colorado Springs, CO. She is currently obtaining her Bachelor’s in English at Thomas Edison State University. Peyton is the author of “Lyme & Not the Fruit.” She also has experience writing for the business magazine, Productivity Intelligence Institute.
Published Author & Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.