What is the difference between ‘commute’ and ‘pleasure’?

When it comes to car insurance, the terms 'commute' and 'pleasure' refer to the primary use of your vehicle. Commute refers to using your vehicle to travel to and from work or school, while pleasure refers to using your vehicle for personal reasons such as errands, road trips, and other non-work-related activities. Insurance companies use this information to help determine the cost of your policy, as there is typically a higher risk associated with commuting since it involves more time on the road during peak traffic hours. Therefore, insurance rates are generally higher for vehicles that are primarily used for commuting compared to those used for pleasure. When applying for car insurance, you'll typically be asked to indicate whether your vehicle is primarily used for commuting or pleasure. It's important to be honest about your vehicle's primary use, as providing inaccurate information could result in your policy being voided or claims being denied in the event of an accident.