When does a typical car insurance expire?

The expiration date of a car insurance policy can vary depending on the specific policy and the insurance company. Typically, car insurance policies have a term of six or twelve months, after which they must be renewed in order to continue coverage. Most insurance companies will send a notice of renewal to policyholders before the expiration date, giving them the opportunity to review their coverage and make any necessary changes. If a policyholder chooses to renew their policy, they will typically receive a new policy with a new effective date and a new expiration date. It's important to note that if you fail to renew your car insurance policy before the expiration date, your coverage will lapse and you will no longer be insured. This can have serious consequences if you are involved in an accident or are caught driving without insurance. Additionally, if you allow your car insurance to lapse, you may be subject to higher premiums or even legal penalties if you decide to purchase insurance again in the future. To avoid a lapse in coverage, it's important to review your car insurance policy regularly and make sure that you renew it before the expiration date. If you are unhappy with your current insurance policy, you may also want to shop around and compare quotes from different insurance companies to find a policy that better meets your needs and budget.