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DWI vs. DUI: Car Insurance Terms Explained (2025)

In the dynamic landscape of auto insurance, finding the right balance between coverage and affordability hinges on various factors such as credit score, mileage, coverage level, and driving record. Our comprehensive analysis of leading insurance companies unveils a nuanced comparison, revealing insights that cater to diverse customer profiles. Whether you possess an excellent credit score,...

In the dynamic landscape of auto insurance, finding the righ...

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How To Change a Flat Tire in 8 Easy Steps (2025)

Are you prepared for the inconvenience of a flat tire? Knowing how to change a flat tire can save you time, money, and the frustration of being stranded on the side of the road. In this comprehensive guide, we will walk you through the process of changing a flat tire in 8 easy steps. Many...

Are you prepared for the inconvenience of a flat tire? Knowi...

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What To Do When Breaks Down on the Side of the Road (2025)Post

What To Do When Breaks Down on the Side of the Road (2025)

Are you prepared for the unexpected? It can happen to anyone—a breakdown on the side of the road, leaving you stranded and unsure of what to do next. In our comprehensive guide, “What To Do When Breaks Down on the Side of the Road,” we cover everything you need to know to handle this situation...

Are you prepared for the unexpected? It can happen to anyone...

Understanding Credit: A Score that Impacts Everything from Your Cell Phone Bill to Car InsurancePost

Understanding Credit: A Score that Impacts Everything from Your Cell Phone Bill to Car Insurance

Having a good credit score can get you approved for financing as well as better rates and higher credit limits. Your score can help determine if you will be approved as well as how much you will pay for a car loan, insurance, mortgage, cell phone with a plan, or credit card, among other things. It can even be a determining factor when applying for some jobs.

Having a good credit score can get you approved for financin...

Car Accidents: What to do in Worst Case ScenariosPost

Car Accidents: What to do in Worst Case Scenarios

You may not be able to avoid them altogether but what you do right after a car accident can lessen the troubles of dealing with its aftermath. Knowing what to do when you get into an accident can help both parties ensure the quick settlement of your car insurance claims and, of course, keep you out of trouble with law enforcement.

You may not be able to avoid them altogether but what you do...

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Car Driving Safety Guide for Teens and Parents

Driving a car is a liberating. It means that you can go almost anywhere! It can also be a big step for teen drivers and their parents. Although teens may revel in their new freedoms, it is also important for teen drivers and their parents to educate themselves fully before hitting the road.

Driving a car is a liberating. It means that you can go almo...

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Your Car and Your Dog – Tips to Help You Drive Safely

Everyone likes to take their dog with them for a car ride. It's become an increasingly common sight for dogs to accompany their owners to all sorts of places; from parks to the mall. How we get there is usually by car. While we think that Fido sticking his head out the window and enjoying the breeze or sitting in their owner's lap is “just what a dog does,” it can actually be a dangerous way for them to travel. We'll give you tips on how to keep you and your dog safe during both short and long car rides.

Everyone likes to take their dog with them for a car ride. I...

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Car Safety: Drunk Driving Prevention Guide for Teens and Adults

Drunk driving is a growing problem in the United States and accounts for one-third of traffic-related accidents and deaths. Driving while intoxicated can lead to severe consequences for the driver, passengers, and other vehicles or pedestrians involved. It is important that young and older adults alike learn the facts and practice safe and responsible drinking when going out.

Drunk driving is a growing problem in the United States and ...

6 Ways to Invalidate Your Car InsurancePost

6 Ways to Invalidate Your Car Insurance

You may have wondered what it takes to get your car insurance thrown out. The fact is, once the policy goes into effect, the only legal method insurance companies have of dropping you is to identify areas in your application where you may have been less than honest. Simply put, your dishonesty is the insurance company's last resort if they want to drop your policy, and here are 6 of the most common ways people decide to unwittingly invalidate their car insurance coverage.

You may have wondered what it takes to get your car insuranc...

How To Decode Your Vin Number (2025)Post

How To Decode Your Vin Number (2025)

The Vehicle Identification Number of your vehicle, usually called a VIN for short, is the serial number of your car, and provides a lot of information about where it was made, the features it contains, and even things such as the original color of the car. Decoding the VIN of your car can be informative, so here's the key that insurance companies and law enforcement officers use to find out a little about the car you are driving.

The Vehicle Identification Number of your vehicle, usually c...

Pleasure Use Car Insurance: A Complete Guide (2025)Post

Pleasure Use Car Insurance: A Complete Guide (2025)

One way to lower the cost of insurance, if you own more than one vehicle, is to insure one of them as a pleasure use vehicle. To do so, the vehicle has to meet several qualifications, but the coverage for a pleasure use vehicle is only a portion of the coverage for a car that you will be using every day.

One way to lower the cost of insurance, if you own more than...

Adding a Relative to Your Insurance Policy (2025)Post

Adding a Relative to Your Insurance Policy (2025)

Some types of insurance allow you to add close relatives, but others do not make such provisions, or have specific regulations that have to be adhered to. In the case of minor children, elderly or other dependents, most policies which allow such additions have clauses which explain who is eligible. Your policy is perhaps the best place to start looking for information about adding a family member, because most policies are very clear about what the coverage includes or who is excluded.

Some types of insurance allow you to add close relatives, bu...

Determining Fault in a Multiple Car AccidentPost

Determining Fault in a Multiple Car Accident

When you are involved in an accident that involves 3 or more vehicles, it might be confusing to determine who is at fault. In most states, there are simply rules in place to determine who is at fault, but it comes down to a simple problem of who caused the pileup to begin. Determining who is at fault is really a simple matter, even in a multi-car accident, and can be decided by asking all of the drivers involved one simple question.

When you are involved in an accident that involves 3 or more...

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons (2025)Post

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons (2025)

Since the auto insurance industry operates on a model of assumed risk, your carrier is going to want to know who is driving your car. In fact, most companies want you to provide them with a listing of all the people that might drive your car at some point. That way they can assess how much of a risk those people are. Since having some kind of car insurance coverage is mandatory in most states, you will likely be supplying your own list of people that will be driving your car to your insurance company. For most people this will be a small list of family members, but you may have a need to add a friend to the policy at some point.

Since the auto insurance industry operates on a model of ass...

Why You Should Always Take Pictures After a Car AccidentPost

Why You Should Always Take Pictures After a Car Accident

In most accidents, the circumstances which led up to the collision are fairly easy to identify, but there are always cases which are disputed or where the fault of the accident is difficult to ascertain after the fact. For times like those, there is no substitute for having photographic evidence that can be presented in a court of law.

In most accidents, the circumstances which led up to the col...

Can you lend your car to an uninsured driver?Post

Can you lend your car to an uninsured driver?

There may come a time when you want to lend your vehicle to someone else. Before you let anyone get behind the wheel of your care, not matter who they are, be sure that they are listed on your insurance policy. The people that want to drive your care need to be licensed and listed in order to be covered on your policy. But before they are covered, you need to notify your insurance company.

There may come a time when you want to lend your vehicle to ...

How to Document Damage for Car Insurance Claims (2025)Post

How to Document Damage for Car Insurance Claims (2025)

If you are involved in an accident, taking a few minutes to get your documentation together can help you file a successful claim. Documenting damage for car insurance claims means gathering statements, taking pictures, and finding out what the costs are going to be. If you are not charged in the accident and present documentation to back your claim, the process can be settled in only a few days, but not having the necessary documentation could stretch the claim out for long periods.

If you are involved in an accident, taking a few minutes to ...

How to Find a Car Insurance Company Using the Policy Number in 2025Post

How to Find a Car Insurance Company Using the Policy Number in 2025

No one ever hopes that they will be involved in an accident, but if you have one, you hope that it will be relatively stress-free. Unfortunately, this isn't always the case. It's not uncommon for an individual who was involved in a car accident to give the other party incomplete insurance information. Sometimes this is done purposefully because they don't want to file a claim on their insurance and admit fault or they're hiding the fact that they are uninsured. If you find yourself in this situation and have just a policy number to find an insurance company, all hope isn't lost. There are a few steps you can take to get the information you need.

No one ever hopes that they will be involved in an accident,...

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