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How To Decode Your Vin Number (2025)Post

How To Decode Your Vin Number (2025)

The Vehicle Identification Number of your vehicle, usually called a VIN for short, is the serial number of your car, and provides a lot of information about where it was made, the features it contains, and even things such as the original color of the car. Decoding the VIN of your car can be informative, so here's the key that insurance companies and law enforcement officers use to find out a little about the car you are driving.

The Vehicle Identification Number of your vehicle, usually c...

Best Car Insurance for Single Parents in 2025 (Find the Top 10 Providers Here)Post

Best Car Insurance for Single Parents in 2025 (Find the Top 10 Providers Here)

For a single parent, the cost of car insurance is going to be important, but so will such things as making sure you can be at the daycare by 6pm, and knowing that your children are being kept safe while you drive them to the places you have to go. For single parents, leaving the children at home while you go shopping is not always an option, so your car insurance should reflect the fact that you have precious cargo on board more frequently than some parents. Here are some suggestions of ways the single parent can beef up their coverage to make the car a safer place to be.

For a single parent, the cost of car insurance is going to b...

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Finding Affordable Insurance for Hybrid Cars

Hybrid cars are the next generation of motor vehicle, designed to conserve fuel on the roads. The good news, where insurance is concerned, is that hybrid cars are also being built with the latest safety features. So while there is only one insurance discount solely for hybrid cars, there are many discounts available that hybrid car owners are likely to qualify for.

Hybrid cars are the next generation of motor vehicle, design...

Best Car Insurance for Healthcare Professionals in 2025 (Top 10 Companies)Post

Best Car Insurance for Healthcare Professionals in 2025 (Top 10 Companies)

One way to save money on car insurance is to belong to a profession that receives automatic discounts. The medical field is one such profession, saving money for the people who help put things back together when accidents strike others. Doctors, nurses and radiologists are all eligible for car insurance discounts, along with medical technicians, paramedics and anesthesiologists.

One way to save money on car insurance is to belong to a pro...

Pleasure Use Car Insurance: A Complete Guide (2025)Post

Pleasure Use Car Insurance: A Complete Guide (2025)

One way to lower the cost of insurance, if you own more than one vehicle, is to insure one of them as a pleasure use vehicle. To do so, the vehicle has to meet several qualifications, but the coverage for a pleasure use vehicle is only a portion of the coverage for a car that you will be using every day.

One way to lower the cost of insurance, if you own more than...

Adding a Relative to Your Insurance Policy (2025)Post

Adding a Relative to Your Insurance Policy (2025)

Some types of insurance allow you to add close relatives, but others do not make such provisions, or have specific regulations that have to be adhered to. In the case of minor children, elderly or other dependents, most policies which allow such additions have clauses which explain who is eligible. Your policy is perhaps the best place to start looking for information about adding a family member, because most policies are very clear about what the coverage includes or who is excluded.

Some types of insurance allow you to add close relatives, bu...

Determining Fault in a Multiple Car AccidentPost

Determining Fault in a Multiple Car Accident

When you are involved in an accident that involves 3 or more vehicles, it might be confusing to determine who is at fault. In most states, there are simply rules in place to determine who is at fault, but it comes down to a simple problem of who caused the pileup to begin. Determining who is at fault is really a simple matter, even in a multi-car accident, and can be decided by asking all of the drivers involved one simple question.

When you are involved in an accident that involves 3 or more...

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons (2025)Post

Adding a Friend to Your Car Insurance Policy – Weighing the Pros and Cons (2025)

Since the auto insurance industry operates on a model of assumed risk, your carrier is going to want to know who is driving your car. In fact, most companies want you to provide them with a listing of all the people that might drive your car at some point. That way they can assess how much of a risk those people are. Since having some kind of car insurance coverage is mandatory in most states, you will likely be supplying your own list of people that will be driving your car to your insurance company. For most people this will be a small list of family members, but you may have a need to add a friend to the policy at some point.

Since the auto insurance industry operates on a model of ass...

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AAA Review: Pros, Cons, & Alternatives (2025)

The American Automobile Association was founded to make it easier and safer for members to travel. Since the club was founded, the benefits they are able to offer their members has gone from discounts at select locations to a network of travel related savings that include fuel, lodging, and exclusive benefits such as free towing or roadside assistance. Additionally, AAA members are invited to purchase car insurance through partner companies, getting group discount pricing on top of the line auto insurance.

The American Automobile Association was founded to make it e...

Why You Should Always Take Pictures After a Car AccidentPost

Why You Should Always Take Pictures After a Car Accident

In most accidents, the circumstances which led up to the collision are fairly easy to identify, but there are always cases which are disputed or where the fault of the accident is difficult to ascertain after the fact. For times like those, there is no substitute for having photographic evidence that can be presented in a court of law.

In most accidents, the circumstances which led up to the col...

Can you lend your car to an uninsured driver?Post

Can you lend your car to an uninsured driver?

There may come a time when you want to lend your vehicle to someone else. Before you let anyone get behind the wheel of your care, not matter who they are, be sure that they are listed on your insurance policy. The people that want to drive your care need to be licensed and listed in order to be covered on your policy. But before they are covered, you need to notify your insurance company.

There may come a time when you want to lend your vehicle to ...

How to Document Damage for Car Insurance Claims (2025)Post

How to Document Damage for Car Insurance Claims (2025)

If you are involved in an accident, taking a few minutes to get your documentation together can help you file a successful claim. Documenting damage for car insurance claims means gathering statements, taking pictures, and finding out what the costs are going to be. If you are not charged in the accident and present documentation to back your claim, the process can be settled in only a few days, but not having the necessary documentation could stretch the claim out for long periods.

If you are involved in an accident, taking a few minutes to ...

How to Find a Car Insurance Company Using the Policy Number in 2025Post

How to Find a Car Insurance Company Using the Policy Number in 2025

No one ever hopes that they will be involved in an accident, but if you have one, you hope that it will be relatively stress-free. Unfortunately, this isn't always the case. It's not uncommon for an individual who was involved in a car accident to give the other party incomplete insurance information. Sometimes this is done purposefully because they don't want to file a claim on their insurance and admit fault or they're hiding the fact that they are uninsured. If you find yourself in this situation and have just a policy number to find an insurance company, all hope isn't lost. There are a few steps you can take to get the information you need.

No one ever hopes that they will be involved in an accident,...

Mileage-Based Car Insurance: A Complete Guide (2025)Post

Mileage-Based Car Insurance: A Complete Guide (2025)

Technology is truly revolutionizing the insurance industry. Not only are the days of written quotes and paper applications long gone, but major insurers are also doing away with some of the oldest rating factors. Instead, they are beginning to favor highly customizable policies that more adequately reflect the true level of risk a customer poses.

Technology is truly revolutionizing the insurance industry. ...

Car and Homeowners Insurance Coverage That Can Be a Waste of MoneyPost

Car and Homeowners Insurance Coverage That Can Be a Waste of Money

In general, insurance is a great asset. It ensures that you will be reimbursed if you ever suffer a covered loss. But some losses are much more likely to transpire than others. In today's world you can get insurance against virtually anything, even though the truth is some of those policies are unnecessary. What types of insurance should you be on the lookout to avoid? Here's a helpful list to keep you from buying insurance you don't need.

In general, insurance is a great asset. It ensures that you ...

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