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PostYour home inventory is your best chance to regain losses of your personal property if something happens to your home. But in order for the home inventory to benefit you, it must be kept up to date and include everything you want to protect. When you complete the home inventory, make a copy and send it to the insurance company, but retain the other company for your own use.
Your home inventory is your best chance to regain losses of ...
PostContents insurance is the type of coverage necessary to protect your personal property against many types of damage as well as theft and vandalism. This type is more commonly referred to as personal property insurance in the United States, while it is known as contents insurance in other English speaking countries. Most standard homeowner's policies include coverage for the contents of the home, but the limits tend to be only a small percentage of the policy value.
Contents insurance is the type of coverage necessary to prot...
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PostWhen shopping for a new home, you might not consider the ways that some of the factors that most attract you to a particular home are also the ones that can drive your homeowners' insurance premiums up. After all, most people aren't thinking about how much insurance is going to cost when they make an offer on a home. If you're the type of person who wants a pool or wants a classical but older home, there may be little you can do to avoid these higher premiums, but knowing about all of the other potential reasons for higher premiums could make some homes a little less attractive. It can also make you think twice about making any home improvements that could increase premiums.
When shopping for a new home, you might not consider the way...
PostAlthough home fires have decreased drastically over the last thirty-five years, they still happen frequently. In fact, over 369,000 home fires occur in the United States each year, resulting in $6.8 billion worth of damage. Many of these fires are preventable, but some are not. Learn about the steps you can take to keep your family safe in the event of a fire, because when it comes to home fires, preparation can mean the difference in life and death.
Although home fires have decreased drastically over the last...
PostIf you live in many parts of rural or suburban America, you may never have heard of cooperative housing, sometimes also known as a co-op apartment. While this type of housing arrangement is becoming increasingly popular lately, co-ops have been around for the last several decades in areas like Washington, D.C. and New York City. In cities with a high cost of living such as these, co-ops have been helping people purchase homes where they might not otherwise be able to afford one.
If you live in many parts of rural or suburban America, you ...
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