Cheap Acura TSX Car Insurance in 2024 (Big Savings With These 10 Companies!)

The top picks for cheap Acura TSX car insurance are State Farm, Travelers, and Safeco, known for their competitive rates and robust coverage options.

These providers stand out in the insurance market by offering policies that combine affordability with comprehensive protection for your vehicle.Exploring these options can lead to significant savings and provide peace of mind to Acura TSX owners.

Our Top 10 Company Picks: Cheap Acura TSX Car Insurance

This guide explains why these companies are ideal for insuring your Acura TSX, covering insurance costs, premium factors, and tips for affordable coverage.Acura TSX insurance rates vary based on age, gender, driving history, location, credit score, and the car’s model year.Learn more in our “Best Car Insurance for 21-Year-Old Drivers.”

Take the first step toward cheaper car insurance rates. Enter your ZIP code above to see how much you could save.

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#1 – State Farm: Top Overall picks

Pros

• Bundling Policies: Offers significant discounts for bundling multiple insurance policies.
• High Low-Mileage Discount: Provides substantial discounts for drivers with low mileage.
• Wide Coverage: Diverse options that cater to different driving habits and needs. Learn more in our “State Farm Insurance Review & Ratings.”

Cons

• Limited Multi-Policy Discount: Discounts may not be as competitive as those of other insurers.
• Premium Costs: Can be higher for certain levels of coverage despite available discounts.

#2 – Travelers: Best for Leader in Competitive Rates

Pros

• Customizable Policies: Offers a variety of options that can be tailored to individual needs.
• Accident Forgiveness: Policies include accident forgiveness to prevent premium spikes after a first accident.
• Efficient Claims Process: Known for a quick and efficient claims handling process. More information is available about this provider in our “Travelers Insurance Review & Ratings.”

Cons

• Customer Service Variability: Some customers report variability in service quality.
• Policy Pricing: Initial low rates may increase upon renewal.

#3 – Safeco: Best for Expert in Competitive Rates

Pros

• Discounts for New Cars: Offers discounts for newer vehicle models. See more details on our “Safeco Insurance Review & Ratings.”
• Online Tools: Provides robust online tools for easy policy management and claims filing.
• Multiple Policy Options: Wide range of policies that suit various customer needs.

Cons

• Customer Support Issues: Some users have reported less satisfactory customer support experiences.
• Rate Fluctuations: Possible fluctuations in premium rates over time.

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#4 – Nationwide: Best for Specialist in Multi-Policy Discounts

Pros

• Broad Discounts: Offers a wide array of discounts, especially for multiple policies.
• Vanishing Deductible: Rewards safe driving by reducing the deductible over time without claims.
• Strong Financial Stability: Highly rated for financial health, ensuring reliability. Check out insurance savings in our complete “Nationwide Insurance Review & Ratings.”

Cons

• Higher Rates for Some: Rates can be higher for customers without multiple policies.
• Claim Resolution Speed: Some users report delays in the claim resolution process.

#5 – The Hartford: Best for Authority on Affordable Rates

Pros

• Age-Friendly Policies: Specializes in services and discounts for older drivers. Read up on the “The Hartford Insurance Review & Ratings.” for more information.
• Lifetime Car Repair Assurance: Provides lifetime car repair assurance when using approved garages.
• RecoverCare Benefit: Offers unique benefits like RecoverCare, which helps cover post-accident home services.

Cons

• Eligibility Requirements: Best benefits require AARP membership.
• Niche Market Focus: Primarily focuses on an older demographic, which might limit options for younger drivers.

#6 – Farmers: Best for Comprehensive Coverage

Pros

• Customizable Coverage: Extensive options to tailor policies to specific needs. Discover more about offerings in our “Farmers Insurance Review & Ratings.”
• New Car Replacement: Offers new car replacement for cars less than five model years old.
• Incident Forgiveness: Policies may include forgiveness for one accident before premium increases.

Cons

• Premium Cost: Higher premiums compared to competitors for similar coverage levels.
• Complex Policies: Some customers find their policy options and coverage levels complex to navigate.

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#7 – Liberty Mutual: Best for Safe-Driving Discount

Pros

• Safe Driver Incentives: Significant discounts for safe drivers and those with accident-free records.
• Total Loss Replacement: Provides money for a car replacement if totaled within the first model year.
• Customization Options: Extensive customization options for different types of drivers. Unlock details in our “Liberty Mutual Review & Ratings.”

Cons

• Higher Premiums for Some: Premiums can be higher for drivers without safe-driving records.
• Varied Customer Feedback: Customer satisfaction can vary significantly based on location and agent.

#8 – MetLife: Best for Competitive Rate

Pros

• Group Benefits: Offers discounts through employer and group programs. Delve into our evaluation of “MetLife Insurance Review & Ratings.”
• Extensive Coverage Options: Wide range of coverage options including specialty protections.
• Global Coverage: Provides insurance options for customers who travel or live abroad.

Cons

• Customer Service Issues: Some policyholders report inconsistent customer service experiences.
• Complex Claims Process: Claims process can be more complex and less user-friendly than some competitors.

#9 – Progressive: Best for Safe-Driving Discount

Pros

• Snapshot Program: Offers personalized rates based on actual driving through their Snapshot program.
• Loyalty Rewards: Provides loyalty rewards programs that offer benefits over time. Access comprehensive insights into our “Progressive Insurance Review & Ratings.”
• Wide Range of Discounts: Extensive discounts available, especially for multi-car and safe drivers.

Cons

• Rate Variability: Rates can be variable, especially following claims or policy changes.
• Aggressive Upselling: Some customers feel pressured into buying additional features or policies.

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#10 – Allstate: Best for Many Discounts

Pros

• Multiple Discount Opportunities: Provides numerous discounts, including new car, smart student, and multi-policy.
• Claim Satisfaction Guarantee: Offers a claim satisfaction guarantee that refunds the premium if not satisfied.
• Safe Driving Club: Access to Allstate’s Safe Driving Club with additional perks for safe drivers. Discover insights in our “Allstate Insurance Review & Ratings.”

Cons

• Price Point: Can be expensive without qualifying for multiple discounts.
• Mixed Reviews on Claim Process: Some customers report dissatisfaction with the speed and outcomes of claims.

Comparative Monthly Insurance Rates for Acura TSX: Minimum vs. Full Coverage

Understanding the difference in monthly rates between minimum and full coverage can guide Acura TSX owners in making an informed decision regarding their car insurance. The following table provides a detailed comparison of rates from various insurance companies, offering both types of coverage. Learn more in our “Types of Car Insurance Coverage.”

Car Insurance for Acura TSX: Monthly Rates by Coverage Level & Provider

In the table above, insurance companies are listed alongside their respective rates for minimum and full coverage. As observed, State Farm offers the most affordable option for both minimum and full coverage at $72 and $135, respectively. Conversely, Allstate presents the highest rate for full coverage at $150, although its minimum coverage is competitively priced at $83.

Notably, the price difference between the minimum and full coverage options ranges from $53 to $67 across various providers, reflecting the additional benefits and protection that full coverage offers compared to the minimum required by law.

This data is essential for drivers seeking a balance between cost and coverage level.

Factors That Determine Acura TSX Car Insurance Rates

Age and gender are particularly relevant when it comes to determining car insurance rates. Statistically, younger drivers tend to have higher accident rates, leading to higher premiums. Similarly, male drivers, on average, have higher crash rates compared to their female counterparts. While you may not have control over these factors, they are important to keep in mind when considering the cost of insuring your Acura TSX.

Another crucial factor is your driving record. Insurance providers view drivers with a clean record as less risky to insure, which can result in lower premiums. On the other hand, if you have a history of accidents or traffic violations, insurers may consider you a higher-risk driver and charge higher premiums accordingly.

Additionally, the location where you live can also impact your Acura TSX car insurance rates. Insurance companies take into account factors such as the crime rate, population density, and frequency of accidents in your area.

If you reside in an urban area with high crime rates or a high number of accidents, you may be charged higher premiums compared to someone living in a rural area with lower crime rates and fewer accidents. Discover insights in our “What age do you get cheap car insurance?.”

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Understanding the Cost of Insuring an Acura TSX

The model year of your Acura TSX is another aspect that insurers take into account when determining your insurance rates. In general, newer models tend to have higher repair and replacement costs, leading to higher premiums. However, factors such as the availability of safety features and the vehicle’s crash test ratings also play a role.

Newer models that come equipped with advanced safety features and have excellent crash test ratings may be eligible for insurance discounts, offsetting the higher repair costs.

Another factor that can affect the cost of insuring an Acura TSX is the location where the vehicle will be primarily driven and parked. Insurance rates can vary based on the area’s crime rate, population density, and frequency of accidents.

Urban areas with higher crime rates and more traffic congestion may have higher insurance premiums compared to rural areas with lower crime rates and less traffic.

Additionally, your driving history and personal characteristics can also impact the cost of insurance for an Acura TSX. Insurers typically consider factors such as your age, gender, marital status, and driving record when determining your rates. Younger drivers and those with a history of accidents or traffic violations may face higher premiums compared to older, more experienced drivers with clean records. Discover insights in our “How much is car insurance.”

A Comprehensive Guide to Acura TSX Car Insurance Prices

Comparing insurance rates for the acura TSX with other similar models can help you gain a better understanding of how its premiums measure up. Insurance providers consider factors such as the vehicle’s popularity, theft rates, and overall safety when determining rates. By comparing multiple insurance quotes, you can ensure that you are getting the best possible coverage at the most competitive price.

Additionally, it is important to note that your personal driving record and location can also impact the cost of insuring an Acura TSX. If you have a history of accidents or traffic violations, insurance providers may consider you a higher risk and charge higher premiums.

Similarly, living in an area with high crime rates or a high number of accidents can also result in higher insurance rates for your Acura TSX. It is always a good idea to research and compare insurance options to find the best coverage and price for your specific circumstances.

Check out insurance savings in our complete “Full Coverage Car Insurance: A Complete Guide.”

Tips for Finding Affordable Car Insurance for Your Acura TSX

If you are looking to find affordable car insurance for your Acura TSX, there are several strategies you can employ. First and foremost, maintaining a clean driving record is key. Avoiding accidents, traffic violations, and claims can significantly lower your premiums over time.

Additionally, your location can impact your insurance rates. If you live in an area with high crime rates or a higher likelihood of accidents, insurers may charge higher premiums. However, not all locations are created equal, and it’s worth exploring different insurers’ rates to find the best possible deal for your specific location.

Another important factor to consider when searching for affordable car insurance for your Acura TSX is your credit score. Insurance companies often use credit-based insurance scores to determine premiums. Maintaining a good credit score can help you secure lower rates, as it demonstrates financial responsibility and a lower risk profile to insurers.

More information is available about this provider in our “10 Cheapest Car Insurance Companies.”

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Exploring the Average Insurance Costs for Different Model Years of the Acura TSX

When determining the insurance costs for different model years of the Acura TSX, insurance providers typically consider factors such as the vehicle’s safety features, reliability, and repair costs. Newer models with more advanced safety features and higher crash test ratings may attract lower insurance premiums compared to older models.

Another factor that insurance providers take into account when determining insurance costs for different model years of the Acura TSX is the vehicle’s theft rate. Models with higher theft rates may have higher insurance premiums due to the increased risk of theft and potential for higher repair costs.

In addition to safety features and theft rates, insurance providers also consider the average cost of repairs for different model years of the Acura TSX. Models with higher repair costs may have higher insurance premiums as insurance providers anticipate potential expenses for repairs in the event of an accident or damage.

More information is available about this provider in our “How does the insurance company determine my premium?.”

The Impact of Your Location on Acura TSX Insurance Rates

As mentioned earlier, your location plays a significant role in determining your Acura TSX insurance rates. Urban areas with higher population densities and greater traffic congestion often have higher insurance rates due to the increased likelihood of accidents. Conversely, rural areas with less traffic congestion and lower crime rates can result in lower insurance premiums.

Another factor to consider is the specific state in which you reside. Insurance regulations and requirements vary from state to state, which can affect the cost of insuring your Acura TSX.

Some states have higher minimum coverage requirements or more stringent insurance laws, leading to higher insurance rates overall. Delve into our evaluation of “Compare Car Insurance Quotes.”

In addition to your location, the age and driving history of the primary driver can also impact insurance rates. Younger drivers, especially those with limited driving experience, are often considered higher risk and may face higher insurance premiums. On the other hand, drivers with a clean driving record and several years of experience may be eligible for discounts or lower rates.

How Your Driving Record Affects the Cost of Insuring an Acura TSX

Your driving record has a direct impact on the cost of insuring your Acura TSX. Insurance providers view drivers with a clean record as lower risk and reward them with lower premiums. Conversely, if you have a history of accidents, traffic violations, or claims, insurers may consider you a higher risk and charge higher premiums.

In addition to your driving record, there are other factors that can affect the cost of insuring an Acura TSX. One such factor is your age. Younger drivers, especially those under the age of 25, are often considered higher risk and may face higher insurance premiums.

Another factor that can impact insurance costs is the location where the vehicle is primarily driven and parked. If you live in an area with high rates of accidents or vehicle theft, insurance providers may charge higher premiums to offset the increased risk. Access comprehensive insights into our “Anti Theft System Car Insurance Discount.”

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The Role of Credit Score in Determining Acura TSX Car Insurance Premiums

Believe it or not, your credit score can also play a role in determining your Acura TSX car insurance premiums. Insurers often use credit scores as a factor to assess risk. Individuals with higher credit scores are generally considered more responsible and may be eligible for lower insurance premiums as a result.

On the other hand, individuals with lower credit scores may be seen as higher risk and may face higher insurance premiums. This is because insurance companies believe that those with lower credit scores are more likely to file claims or miss payments.

It is important to note that the use of credit scores in determining insurance premiums varies by state and insurance company, so it is always a good idea to check with your specific insurer to understand how your credit score may impact your Acura TSX car insurance rates.

For additional details, explore our comprehensive resource titled “Understanding Credit: A Score that Impacts Everything from Your Cell Phone Bill to Car Insurance.”

Discounts and Savings Options for Acura TSX Owners Looking for Insurance Coverage

Insurance providers often offer discounts and savings options to Acura TSX owners. These may include multi-policy discounts, where you can bundle your Acura TSX insurance with other policies such as home or renters insurance. Additionally, maintaining a good driving record, completing defensive driving courses, or installing safety features in your vehicle can also make you eligible for further discounts.

Another potential discount for Acura TSX owners is the loyalty discount. Some insurance companies offer discounts to customers who have been with them for a certain number of years.

If you have been insured with the same company for a long time and have a good driving history, you may be eligible for this discount. See more details on our “Best Safe Driver Car Insurance Discounts.”

Furthermore, Acura TSX owners who are members of certain professional organizations or alumni associations may also qualify for group discounts. Insurance companies often have partnerships with these organizations and offer special rates to their members. It’s worth checking if you belong to any eligible groups to take advantage of this potential savings opportunity.

Common Misconceptions About Insuring an Acura TSX and the True Costs Involved

There are several common misconceptions about insuring an Acura TSX that need to be debunked. One common misconception is that all insurance providers offer the same rates for the same coverage. In reality, insurance rates can vary significantly from one provider to another, making it essential to shop around and compare quotes.

Another misconception is that comprehensive coverage is always the best choice. While comprehensive coverage can provide extensive protection, it may not always be necessary or cost-effective, especially for older model Acura TSX vehicles. Exploring your options and evaluating your individual needs can help you find the right coverage at the right price.

Check out insurance savings in our complete “How much insurance coverage do I need?.”

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Insurance Coverage Options to Consider When Insuring Your Acura TSX

When it comes to insurance coverage options for your Acura TSX, you have a range of choices. Liability insurance is typically required by law and provides coverage for damages you may cause to others in an accident. Collision coverage can help cover the costs of repairing or replacing your vehicle in case of an accident.

Comprehensive coverage protects against other types of damage, such as theft, vandalism, or natural disasters. See more details on our “Collision vs. Comprehensive Car Insurance: Which coverage is right for you?.”

Tips for Lowering Your Acura TSX Car Insurance Premiums Without Sacrificing Coverage

If you are looking to lower your Acura TSX car insurance premiums without sacrificing coverage, there are a few strategies you can employ. First, consider opting for a higher deductible. A higher deductible means you will have to pay more out of pocket in case of a claim, but it can lower your premiums significantly.

Additionally, maintaining a good credit score, bundling your Acura TSX insurance with other policies, and taking advantage of available discounts can all help reduce your premiums while maintaining adequate coverage. Learn more in our “Shelter In Place Car Insurance Discount.”

The Benefits of Bundling Your Acura TSX Insurance With Other Policies

Bundling your Acura TSX insurance with other policies, such as home or renters insurance, can offer various benefits. By combining multiple policies under one insurance provider, you may be eligible for significant discounts. Additionally, bundling can simplify the claims process and streamline your insurance management, saving you time and effort in the long run.

In conclusion, the cost of Acura TSX car insurance can vary based on several factors, including your age, driving record, location, credit score, and the model year of your vehicle. By understanding these factors and exploring different insurance providers, you can find affordable coverage options without sacrificing the necessary protection for your Acura TSX. Delve into our evaluation of “Can I bundle my Root Insurance car insurance with other policies?.”

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