Cheap Ford Escort Car Insurance in 2024 (Earn Savings With These 10 Companies!)
State Farm, Erie, and Progressive are our top picks for cheap Ford Escort car insurance, with rates beginning at $56 per month. These companies prioritize providing budget-friendly yet comprehensive coverage plans to deliver exceptional value and protection to their customers, ensuring their peace of mind.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Ford Escort
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Ford Escort
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Ford Escort
A.M. Best Rating
Complaint Level
Pros & Cons
If you’re considering purchasing a Ford Escort, it’s important to factor in all the expenses associated with owning a vehicle, including the cost of car insurance. Car and travel insurance premiums can vary based on various factors, such as the model of the car, the driver’s age and experience, and the location where the car will be driven. Enter your ZIP code now to begin.
- State Farm provides liability coverage starting at only $56 per month
- Discover top-rated and budget-friendly auto insurance options
- Trust advisors to assist you in choosing the most cost-effective car insurance
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Compare The Best Insurance Quotes In The Country
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#1 – State Farm: Top Overall Pick
Pros
- Affordability: State Farm offers competitive rates starting at $56 per month, making it one of the more affordable options.
- Strong Reputation: It is widely recognized for its strong customer service and reliability. Learn more through our State Farm insurance review.
- Wide Availability: State Farm has a large network of agents and offices across the country, providing easy access to customer support.
Cons
- Limited Online Tools: Compared to some competitors, State Farm’s online tools and digital experience may not be as advanced.
- Potential for Higher Rates: While starting rates are low, individual quotes can vary based on specific circumstances and may not always be the cheapest option available.
#2 – Erie: Best for Cheap Rates
Pros
- Excellent Customer Service: Erie is known for its outstanding customer service and high customer satisfaction ratings.
- Affordable Rates: While slightly higher than some competitors, Erie still offers competitive rates starting at $66 per month.
- Personalized Coverage: Erie provides customizable coverage options to tailor policies to individual needs.
Cons
- Limited Availability: Erie’s insurance products are available in select states only, which may limit options for potential customers in other regions.
- Fewer Online Tools: Compared to larger insurers, Erie’s online tools and digital capabilities may be less extensive. Read more through our Erie insurance review.
#3 – Progressive: Best for Online Convenience
Pros
- Competitive Rates: Progressive offers competitive rates starting at $59 per month, appealing to budget-conscious customers. Learn more through our Progressive insurance review.
- Innovative Tools: Progressive is known for its innovative tools like Name Your Price® tool, making it easier to customize coverage options.
- Strong Online Presence: Its robust online platform allows for easy policy management, claims filing, and customer support.
Cons
- Rate Increases: Some customers may experience rate increases upon policy renewal, especially if filing claims.
- Complex Pricing Structure: Progressive’s pricing structure can be complex, and understanding the full cost breakdown may require careful review.
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#4 – Geico: Best for 24/7 Support
Pros
- Competitive Pricing: Geico offers competitive rates starting at $58 per month, making it a cost-effective choice.
- Convenient Services: Known for its user-friendly website and mobile app, Geico provides convenient access to manage policies and file claims.
- Wide Range of Discounts: Geico offers various discounts, such as for good drivers and multi-policy holders, helping customers save more.
Cons
- Customer Service Challenges: Some customers report challenges with customer service responsiveness during claims processes. Learn more through our Geico insurance review.
- Policy Flexibility: Geico’s policies may be less customizable compared to other insurers, potentially limiting options for specific coverage needs.
#5 – USAA: Best for Military Savings
Pros
- Exclusive to Military Members and Families: USAA offers insurance exclusively to military members, veterans, and their families, often providing specialized services and discounts. Learn more through our USAA insurance review.
- High Customer Satisfaction: USAA consistently receives high marks for customer satisfaction and claims handling.
- Comprehensive Coverage Options: USAA offers a wide range of insurance products and coverage options beyond just auto insurance.
Cons
- Membership Restrictions: USAA membership is restricted to military personnel and their families, limiting accessibility to the general public.
- Limited Physical Locations: While USAA offers excellent online and phone service, physical branch locations are limited compared to larger insurers.
#6 – AAA: Best for Local Agents
Pros
- Member Benefits: AAA members may enjoy additional benefits beyond insurance, such as roadside assistance and discounts on travel and retail. Read more through our AAA insurance review.
- Local Agent Support: AAA provides access to local agents who can offer personalized service and assistance.
- Discount Opportunities: AAA offers various discounts for members, including multi-policy and safe driver discounts.
Cons
- Membership Required: To access AAA insurance, individuals must be members of AAA, which involves an annual membership fee.
- Regional Availability: AAA insurance is available primarily in certain regions, which may limit options for those outside these areas.
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#7 – Auto-Owners: Best for Deductible Reduction
Pros
- Personalized Service: Auto-Owners is known for its personalized service and strong relationships with local agents, providing a more tailored customer experience.
- Stable and Reliable: It has a reputation for financial stability and reliability in claims processing. Learn more through our Auto-Owners insurance review.
- Additional Coverages: Auto-Owners offers a range of additional coverages and endorsements that can enhance protection beyond standard policies.
Cons
- Limited Availability: Auto-Owners operates in a limited number of states, which may restrict options for potential customers outside those regions.
- Potentially Higher Rates: While competitive, some customers may find rates slightly higher compared to larger national insurers.
#8 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Liberty Mutual offers customizable policies with a variety of coverage options and add-ons to suit individual needs.
- Discount Programs: They provide various discount programs, such as multi-policy, safety features, and good driver discounts, helping customers save on premiums.
- Strong Online Presence: Liberty Mutual’s online platform allows for easy policy management, claims filing, and access to resources.
Cons
- Higher Premiums: Liberty Mutual’s premiums may be higher compared to some competitors, starting at $84 per month for Ford Escort insurance.
- Mixed Customer Service Reviews: Some customers have reported mixed experiences with Liberty Mutual’s customer service, particularly during claims handling. Follow us more through our Liberty Mutual insurance review.
#9 – Nationwide: Best for Usage Discount
Pros
- Wide Range of Coverage Options: Nationwide offers a comprehensive range of coverage options, including unique features like vanishing deductibles.
- Strong Financial Stability: It is known for its strong financial stability and reliability in paying claims. Learn more through our Nationwide insurance review.
- Nationwide Network: Nationwide has a large network of agents and service centers across the country, providing convenient access to customer support.
Cons
- Higher Premiums: Starting at $89 per month, Nationwide’s premiums may be on the higher side compared to some competitors.
- Policy Flexibility: Some customers may find that Nationwide’s policies are less flexible compared to other insurers, limiting customization options.
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#10 – Farmers: Best for Local Agents
Pros
- Bundle Discounts: Farmers offers discounts for bundling auto insurance with other policies like home or renters insurance, potentially reducing overall costs.
- Personalized Service: Farmers provides personalized service through local agents, offering a hands-on approach to insurance needs.
- Additional Coverage Options: They offer various additional coverage options that can be tailored to specific needs, enhancing overall protection.
Cons
- Higher Premiums: With rates starting at $92 per month, Farmers’ premiums may be higher compared to some competitors. Read more through our Farmers insurance review.
- Claims Processing: Some customers have reported mixed experiences with Farmers’ claims processing and customer service.
Factors That Influence the Cost of Ford Escort Car Insurance
Understanding the Insurance Premiums for Ford Escort Cars
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Comparing Car Insurance Quotes for Ford Escort Vehicles
Tips to Lower Your Ford Escort Car Insurance Premiums
Frequently Asked Questions
What factors affect the cost of Ford Escort car insurance?
The cost of Ford Escort car insurance can be influenced by factors such as the driver’s age, location, driving history, coverage limits, deductibles, and the specific insurance provider’s rates.
Are Ford Escort cars generally expensive to insure?
The insurance cost for Ford Escort cars is typically lower compared to more expensive and high-performance vehicles. However, the actual cost can vary depending on individual circumstances and the factors mentioned earlier. Enter your ZIP code now to start.
Can I get discounts on Ford Escort car insurance?
Yes, based on our AIG insurance review, many insurance providers offer various discounts that can help reduce the cost of Ford Escort car insurance. These discounts may include safe driver discounts, multi-policy discounts, good student discounts, and anti-theft device discounts, among others.
Is it necessary to have comprehensive coverage for a Ford Escort?
Comprehensive coverage is not legally required for any car, including the Ford Escort. However, it can provide valuable protection against theft, vandalism, natural disasters, and other non-collision incidents. Whether or not to have comprehensive coverage depends on your individual needs and preferences.
Do Ford Escort car insurance rates vary by state?
Yes, car insurance rates, including those for Ford Escort cars, can vary significantly by state. Each state has its own insurance regulations, average claim costs, and levels of risk, which can impact the rates offered by insurance companies. Enter your ZIP code now to begin.
What is the starting monthly rate for Ford Escort car insurance offered by State Farm?
The starting monthly rate for Ford Escort car insurance offered by State Farm is $56 if you are lending your car to an uninsured driver.
Which insurance provider is known for having exclusive membership for military personnel and their families?
USAA is the insurance provider known for having exclusive membership for military personnel and their families.
What are some factors that influence the cost of car insurance for a Ford Escort?
Factors that influence the cost of car insurance for a Ford Escort include the driver’s age, location, driving history, coverage limits, deductibles, and the specific insurance provider’s rates. Enter your ZIP code now to begin.
Which insurer is praised for its user-friendly website and mobile app, providing convenient access to policy management?
Based on our The Hartford insurance review, Geico is praised for its user-friendly website and mobile app, providing convenient access to policy management.
What type of coverage is not legally required but can provide valuable protection against theft, vandalism, and natural disasters?
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.