Cheap Mitsubishi Galant Car Insurance in 2024 (Save Money With These 10 Companies)

The top picks for cheap Mitsubishi Galant car insurance are The General, Progressive, and Farmers, known for their affordable policies and dependable coverage.

These providers stand out by offering competitive rates tailored specifically for Mitsubishi Galant owners, ensuring both cost-efficiency and reliability. See more details in our guide titled, “Best Car Insurance.”

Our Top 10 Company Picks: Cheap Mitsubishi Galant Car Insurance

The article delves into the various factors that can affect the cost of insuring a Mitsubishi Galant, including location, driving history, and vehicle safety features. It also provides valuable tips on how to reduce insurance costs and compare rates effectively. Find cheap car insurance quotes by entering your ZIP code above.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#1 – The General: Top Overall Pick

Pros

• Competitive Rates for High-Risk Drivers: The General offers affordable rates starting at $55, particularly beneficial for those with less-than-perfect driving records.
• Flexible Payment Options: Tailored for high-risk drivers, The General provides various payment plans to ease financial burden.
• Strong Financial Stability: Rated ‘A’ by A.M. Best, The General demonstrates robust financial health, ensuring reliability. Delve into our evaluation of The General car insurance review & ratings.

Cons

• Limited Policy Options: The General may offer fewer customization options compared to others, limiting coverage flexibility.
• Higher Premiums for Non-High Risk Drivers: Drivers not considered high-risk might find cheaper premiums elsewhere.

#2 – Progressive: Best for Customizable Policies

Pros

• Extensive Customization Options: Progressive allows policyholders to tailor their coverage extensively, fitting diverse needs.
• Snapshot Discount Program: Offers a usage-based discount program that can significantly reduce rates for safe driving behaviors.
• Superior Financial Rating: With an A++ rating from A.M. Best, Progressive is highly reliable and well-equipped to handle claims. Discover insights in our Progressive insurance review & ratings.

Cons

• Variable Customer Service: Service quality may vary significantly based on location and agent.
• Pricing Inconsistency: Rates can vary widely, potentially affecting those looking for stable, long-term costs.

#3 – Farmers: Best for Bundling Discounts

Pros

• Attractive Bundling Options: Farmers offers substantial discounts for customers who bundle their Mitsubishi Galant insurance with other policies.
• Customizable Coverage: Tailored options that allow drivers to find the perfect balance of coverage and price.
• Excellent Financial Health: An A++ rating from A.M. Best assures strong backing for claims. Read up on Farmers insurance review & ratings for more information.

Cons

• Higher Base Prices: Base rates, starting at $60, may be higher before applying discounts.
• Limited Availability: Best rates and discounts may not be available in all regions or to all customers.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#4 – Allstate: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Allstate stands out with its accident forgiveness program, preventing rates from increasing after one accident.
• Variety of Discounts: Offers multiple discounts, including safe driver and multi-car policies. Learn more in our complete Allstate insurance review & ratings.
• Strong Financial Stability: Rated A+ by A.M. Best, Allstate ensures reliability in claim handling.

Cons

• Higher Premiums for Some Drivers: Despite discounts, certain drivers, especially those in high-risk categories, may face higher premiums.
• Complex Policy Options: The range of options can be overwhelming and may require careful consideration to ensure the best coverage.

#5 – American Family: Best for Teen Drivers

Pros

• Teen-Friendly Policies: Offers discounts and programs specifically designed to support teenage drivers. See more details in our guide titled, “American Family Insurance Review & Ratings.”
• Enhanced Coverage Options: Includes options like roadside assistance, which can be particularly beneficial for younger, less experienced drivers.
• Top-Notch Financial Rating: Holds an A++ rating from A.M. Best, indicating excellent financial health.

Cons

• Premium Variability: Premiums can be higher depending on the teen’s driving record and the specific state regulations.
• Limited Availability: American Family’s services are not available in all states, which might limit options for some.

#6 – Liberty Mutual: Best for New Car Replacement

Pros

• New Car Replacement: Offers to replace the total loss of a new car, not just the depreciated value, which is ideal for newer Mitsubishi Galant models.
• Accident Forgiveness: Includes accident forgiveness policies that prevent your rates from skyrocketing after one claim. Discover more about offerings in our Liberty Mutual insurance review & ratings.
• Strong Customer Support: Known for its responsive customer service and comprehensive support throughout the claim process.

Cons

• Higher Cost for Additional Features: Enhanced features like new car replacement come with a higher premium.
• Rate Increases: Some customers may experience rate increases at renewal, even without a change in their driving history.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#7 – USAA: Best for Military Members

Pros

• Exclusive to Military and Families: Offers insurance exclusively to military members and their families, providing tailored services and understanding of their unique needs.
• Highly Competitive Rates: Known for offering some of the best rates in the industry, starting at $70 for qualified members.
• Top Financial Stability: Rated A++ by A.M. Best, ensuring strong backing and reliable claim settlements. See more details in our guide titled, “USAA Insurance Review & Ratings.”

Cons

• Restricted Eligibility: Only available to military members, veterans, and their families, limiting access to the general public.
• Less Flexibility for Non-Military Related Features: While excellent for military-related coverage, options may be less comprehensive for civilian-related needs.

#8 – State Farm: Best for  Customer Service

Pros

• Renowned Customer Service: State Farm is known for its exceptional customer support and agent network.
• Wide Range of Discounts: Offers numerous discounts, including safe driver and anti-theft device discounts. Unlock details in our State Farm insurance review & ratings.
• Diverse Coverage Options: Provides a variety of coverage options, catering to different insurance needs and preferences.

Cons

• Higher Rates in Certain States: State Farm’s rates can vary widely by state, sometimes being higher than competitors.
• Limited High-Risk Options: May not offer the best terms for high-risk drivers compared to other insurers specializing in that area.

#9 – Nationwide: Best for Good Student Discounts

Pros

• Good Student Discount: Nationwide offers significant discounts for students who maintain a good academic record. Access comprehensive insights in our Nationwide insurance review & ratings.
• Wide Coverage Options: Provides a broad array of coverage choices, allowing customization based on personal needs and budgets.
• Strong Financial Stability: Rated A+ by A.M. Best, Nationwide is capable of supporting claims effectively.

Cons

• Variable Pricing: Pricing can vary greatly depending on geographic location and other personal factors.
• Customer Service Variability: The quality of customer service can differ significantly depending on the region and specific agent.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

#10 – Travelers: Best for Usage-Based Programs

Pros

• Innovative Usage-Based Insurance: Travelers offers IntelliDrive, a program that adjusts rates based on actual driving behavior, potentially lowering costs for safe drivers.
• Broad Coverage Options: Offers extensive coverage options that can be tailored to the specific needs of Mitsubishi Galant owners. Check out insurance savings in our complete Travelers insurance review & ratings.
• Excellent Financial Health: Maintains an A rating from A.M. Best, ensuring reliable claim processing and financial stability.

Cons

• Program Availability: IntelliDrive is not available in all states, which may limit its benefits for some drivers.
• Potential Privacy Concerns: The usage-based program requires data collection on driving habits, which might raise privacy concerns for some customers.

Mitsubishi Galant Insurance Rate Breakdown

When it comes to insuring a Mitsubishi Galant, the costs can vary significantly depending on the level of coverage and the insurer. This section breaks down the monthly rates for both minimum and full coverage, helping you navigate through the options to find a policy that best suits your needs.

Mitsubishi Galant Car Insurance Monthly Rates by Coverage Level & Provider

The monthly insurance rates for a Mitsubishi Galant range from $55 for minimum coverage with The General to $165 for full car insurance coverage with Travelers, illustrating a broad spectrum of pricing across various insurers. For those looking for the most economical options, The General offers the lowest rate for minimum coverage at just $55 per month.

On the other end, Travelers presents the highest premium for full coverage at $165 per month. Companies like Progressive and Farmers also offer competitive rates with Progressive charging $58 for minimum and $120 for full coverage, while Farmers charges $60 and $125, respectively.

This table is essential for comparing how different insurers price their policies for the Mitsubishi Galant, allowing consumers to make informed decisions based on their coverage needs and budget constraints.

Factors That Affect the Cost of Mitsubishi Galant Car Insurance

When it comes to insuring your Mitsubishi Galant, there are several factors that can influence the cost of your car insurance. Understanding these factors can help you make informed decisions and potentially save money on your premiums. The first factor that affects the cost of Mitsubishi Galant car insurance is your age and driving experience.

Younger drivers and those with less driving experience generally pay higher premiums because they are considered riskier to insure. On the other hand, older drivers with a clean driving record may qualify for lower rates. Another factor that insurance companies take into account is your location.

The average cost of insuring a Mitsubishi Galant can vary significantly depending on where you live. Urban areas with higher crime rates and more traffic congestion tend to have higher insurance premiums compared to rural areas.

Your driving history also plays a role in determining your insurance rates. If you have a history of accidents, speeding tickets, or other traffic violations, insurers may view you as a higher risk and charge you higher premiums. Access comprehensive insights in our review of “How does the insurance company determine my premium?“

Conversely, a clean driving record can result in lower insurance rates. The type and amount of coverage you choose for your Mitsubishi Galant will also affect your insurance costs. Opting for comprehensive coverage that includes protection against theft, vandalism, and natural disasters will increase your premiums compared to basic liability coverage. Additionally, higher coverage limits will typically result in higher premiums.

Lastly, your credit score can impact the cost of car insurance for your Mitsubishi Galant. Insurance companies use credit-based insurance scores to predict the likelihood of you filing a claim. If you have a poor credit score, you may be charged higher premiums.

One additional factor that can affect the cost of Mitsubishi Galant car insurance is the mileage you put on your vehicle. Insurance companies may consider the average annual mileage you drive when determining your premiums. Higher mileage generally indicates more time spent on the road, increasing the risk of accidents and potential claims.

Additionally, the safety features and anti-theft devices installed in your Mitsubishi Galant can impact your insurance rates. Vehicles equipped with advanced safety features such as anti-lock brakes, airbags, and electronic stability control may qualify for discounts on insurance premiums. Similarly, having anti-theft devices like alarms or tracking systems can reduce the risk of theft and potentially lower your insurance costs.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption

Understanding the Insurance Rates for Mitsubishi Galant

Now that you’re aware of the factors that can influence your Mitsubishi Galant car insurance costs, it’s essential to understand how insurance rates are determined for this specific make and model.

Insurance rates for Mitsubishi Galant are based on several aspects of the vehicle itself. Factors such as the car’s age, model year, and body type are taken into consideration. Newer model years and higher trim levels may have higher insurance rates due to their higher market values and repair costs.

In addition to the vehicle’s characteristics, insurers also consider the safety features and anti-theft devices installed in your Mitsubishi Galant. Cars equipped with advanced safety systems, such as anti-lock braking systems (ABS) and electronic stability control (ESC), are generally eligible for discounted insurance rates.

The cost of insurance for the Mitsubishi Galant may also be influenced by its average repair costs. If the vehicle has expensive parts or specialized repair requirements, insurance companies may charge higher premiums to cover potential repair expenses.

Furthermore, the Mitsubishi Galant’s performance capabilities can impact insurance rates. Models with higher horsepower engines or sportier versions may be considered higher risks and thus have higher insurance premiums. See more details in our guide titled, “How much is car insurance?“

Another factor that can affect insurance rates for the Mitsubishi Galant is the driver’s personal driving record. Insurance companies often consider the driver’s history of accidents, traffic violations, and claims when determining premiums. Drivers with a clean driving record may be eligible for lower insurance rates compared to those with a history of accidents or violations.

Average Cost of Insuring a Mitsubishi Galant in Different States

It’s important to note that the average cost of insuring a Mitsubishi Galant can vary significantly depending on the state you reside in. Insurance premiums are influenced by state laws, regulations, and the frequency of accidents and claims in your area.

For example, in states with high traffic congestion and a high concentration of drivers, the insurance premiums for a Mitsubishi Galant are likely to be higher. Conversely, states with lower population densities and fewer accidents may have lower insurance rates.

Factors such as minimum auto insurance requirements, state-specific coverage options, and no-fault insurance laws can also impact the cost of insuring your Mitsubishi Galant. It’s important to research and compare insurance quotes from multiple insurers to ensure you are getting the best rates for your specific state of residence.

Another factor that can affect the cost of insuring a Mitsubishi Galant in different states is the level of crime in the area. States with higher rates of car theft and vandalism may have higher insurance premiums to account for the increased risk of damage or loss. Unlock details in our guide titled, “What is Affordable coverage?”

In addition, the average cost of insuring a Mitsubishi Galant can also be influenced by the driver’s age and driving record. Younger drivers or those with a history of accidents or traffic violations may face higher insurance rates compared to older, more experienced drivers with clean records.

Comparison of Insurance Rates for Mitsubishi Galant With Other Similar Car Models

If you’re considering purchasing a Mitsubishi Galant and want to compare its insurance rates with other similar car models, it’s helpful to understand how insurance companies classify vehicles for rating purposes (For more information, read our “Compare Car Insurance Quotes”).

Insurance companies group cars into different categories based on factors like their cost to repair, safety ratings, and historical claims data. This grouping helps insurers determine the potential risk associated with each vehicle and set appropriate insurance rates.

When comparing insurance rates for the Mitsubishi Galant with other similar car models, look for vehicles in the same category to ensure a fair comparison. Vehicles with similar characteristics in terms of value, safety features, and repair costs are more likely to have similar insurance rates.

Factors to consider when comparing insurance rates for different car models include the vehicle’s likelihood of being stolen, its crash test ratings, and its historical claims data. Researching these factors can give you a better understanding of the potential insurance costs associated with each vehicle.

It’s also important to note that insurance rates can vary based on your personal circumstances, such as your age, driving record, and location. Factors like your credit score and the amount of coverage you choose can also impact your insurance premiums. Therefore, it’s recommended to obtain personalized quotes from multiple insurance providers to get an accurate comparison of insurance rates for the Mitsubishi Galant.

Finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code below into our free comparison tool to find the lowest prices in your area.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Pet Medicare Rental

 Secured with SHA-256 Encryption