United American Insurance Review & Ratings (2024)

In-Depth United American Insurance Review & Ratings: Uncovering Coverage Options, Examining Customer Service, and Evaluating Financial Stability for Informed Decision-Making. Discover a comprehensive United American Insurance review and ratings that covers coverage options, customer service, and financial stability. Make informed insurance decisions with unbiased insights.

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Heidi Mertlich

Licensed Life Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, Finance101.com, and Forbes. As a parent herself, she ...

Licensed Life Insurance Agent

Chris Abrams

Licensed Insurance Agent

Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...

Licensed Insurance Agent

UPDATED: Oct 6, 2023

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Company Details
Address: 3700 South Stonebridge Drive
City: McKinney
State: TX
ZIP Code: 75070
Phone Number: (972) 529-5085
Fax: (972) 569-3728
AM Best Rating: A+
S&P Global Ratings: A+
Fitch Rating: A+
Company Rating 3.69 (2 reviews)

Welcome to our comprehensive United American Insurance Review & Ratings article, where we delve into the key aspects of this renowned insurance company. In this review, we will discuss United American Insurance’s coverage options, customer service, financial stability, and overall reputation.

We will analyze their policy offerings, including life, health, and supplemental insurance, and provide insights into their claims process and customer satisfaction.

Whether you’re a current policyholder considering a renewal or a prospective customer seeking reliable insurance coverage, this review will equip you with valuable information to make an informed decision. Ready to find the best insurance rates? Enter your zip code below and compare quotes from top providers in your area.

Streamlining Experience With United American Insurance Claims Process

Ease of Filing a Claim

United American Insurance offers multiple convenient methods for filing claims. Policyholders can file claims online through their official website, over the phone by contacting their customer service team, or by utilizing their mobile app. These flexible options make it easy for customers to initiate the claims process in a way that suits their preferences and needs.

Average Claim Processing Time

The company is committed to efficient claims processing. While specific processing times may vary depending on the nature of the claim and supporting documentation, United American Insurance strives to expedite the process to provide prompt service to its policyholders. Customers can expect a reasonable turnaround time for their claims to be reviewed and resolved.

Customer Feedback on Claim Resolutions and Payouts

United American Insurance values customer satisfaction and seeks to provide fair and timely claim resolutions. To gauge the customer experience, the company collects feedback from policyholders regarding their claim resolutions and payouts. This feedback is essential for continuous improvement and ensuring that customers receive the support and compensation they deserve.

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Unleashing Innovation With  United American Insurance Digital and Technological Features

Mobile App Features and Functionality

United American Insurance offers a feature-rich mobile app, providing policyholders with easy access to their insurance information. The app allows you to manage your policies, view claims status, and even file claims directly from your mobile device. It’s designed to streamline your insurance experience and keep you connected on the go.

Online Account Management Capabilities

The company’s online account management system empowers policyholders to take control of their insurance affairs. Through a secure online portal, you can view policy details, make payments, and access important documents at your convenience. United American Insurance prioritizes digital accessibility for your peace of mind.

Digital Tools and Resources

United American Insurance is committed to providing valuable digital resources to assist customers in making informed decisions. Their website features educational content, calculators, and informative articles that help policyholders understand insurance products, coverage options, and the insurance landscape in general.

These digital tools and resources are designed to empower customers to navigate the complexities of insurance effectively.

Frequently Asked Questions

What is United American Insurance?

United American Insurance is a health and life insurance company that has been in business since 1947. The company is headquartered in McKinney, Texas and provides insurance products and services to individuals and families across the United States.

What types of insurance does United American Insurance offer?

United American Insurance offers a range of insurance products, including Medicare Supplement insurance, life insurance, and supplemental health insurance.

How is United American Insurance rated by third-party organizations?

United American Insurance has an A- (Excellent) rating from A.M. Best, a leading rating agency for insurance companies. The company also has an A+ rating from the Better Business Bureau (BBB).

What is Medicare Supplement insurance and why might I need it?

Medicare Supplement insurance, also known as Medigap insurance, is designed to help cover the gaps in coverage left by Original Medicare. This can include deductibles, copayments, and coinsurance. If you are enrolled in Original Medicare, you may want to consider purchasing Medicare Supplement insurance to help reduce your out-of-pocket costs.

What types of life insurance does United American Insurance offer?

United American Insurance offers both term life insurance and whole life insurance. Term life insurance provides coverage for a set period of time, while whole life insurance provides coverage for the duration of your life.

What is supplemental health insurance and why might I need it?

Supplemental health insurance is designed to help cover the costs of medical expenses that are not covered by your primary health insurance plan. This can include expenses such as deductibles, copayments, and coinsurance. If you have a high-deductible health plan or are concerned about the potential costs of medical care, you may want to consider purchasing supplemental health insurance.

How can I get a quote from United American Insurance?

You can get a quote from United American Insurance by visiting their website or contacting their customer service team. You will need to provide some basic information, such as your age, health history, and the type of insurance you are interested in.

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